Massachusetts General Laws
Chapter 255b - Retail Instalment Sales of Motor Vehicles
Section 20 - Non-Enforceability of Certain Provision of Contract

Section 20. A provision in a retail instalment contract (1) for confession of judgment, power of attorney therefor, or wage assignment; (2) for the subsequent inclusion of title to or a lien upon any goods, other than the motor vehicle which is the subject matter of the retail instalment sale or accessories therefor or special or auxiliary equipment used in connection therewith, or in substitution, in whole or in part, for any such accessory or special or auxiliary equipment, as security for payment of the deferred payment price; (3) whereby, in the absence of the buyer's default, the holder may accelerate the maturity of any part or all of the total of payments; (4) whereby a seller or holder of the contract, or other person acting on his behalf, is authorized to enter the buyer's premises unlawfully, or to commit any breach of the peace in the repossession of a motor vehicle; (5) whereby the buyer waives any right of action against the seller or holder of the contract, or other person acting on his behalf, for any illegal act committed in the collection of payments under the contract or in the repossession of the motor vehicle; (6) whereby the buyer executes a power of attorney appointing the seller or holder of the contract, or other person acting on his behalf, as the buyer's agent in the collection of payments under the contract or in the repossession of the motor vehicle; or (7) whereby the seller is relieved from liability for any legal remedies which the buyer may have had against the seller under the contract, or any separate instrument executed in connection therewith, shall not be enforceable.

Structure Massachusetts General Laws

Massachusetts General Laws

Part III - Courts, Judicial Officers and Proceedings in Civil Cases

Title IV - Certain Writs and Proceedings in Special Cases

Chapter 255b - Retail Instalment Sales of Motor Vehicles

Section 1 - Definitions

Section 2 - Licenses; Application; Fees; Assignment or Transfer; Multi-State Licensing System

Section 3 - Rules and Regulations; Examinations by Commissioner, Accountant; Preservation of Business Records; Service of Subpoena; Annual Report, Failure to File, Fine

Section 4 - Summoning of Licensees; Failure to Appear; Effect

Section 5 - Refusal to Issue License; Notice; Appeal; Hearing

Section 6 - Violations of This Chapter; Investigations by Commissioner

Section 7 - Revocation or Suspension of License; Grounds

Section 8 - Revocation or Suspension of License; Procedure

Section 9 - Contracts; Form and Contents

Section 10 - Life or Accident and Health or Involuntary Unemployment Insurance Charges; Prepayment; Refunds; Death Benefits; Disclosure Statements; Violations

Section 11 - Delinquency and Collection Charge; Amount

Section 12 - Signing of Contract; Effect of Blank Spaces; Exceptions; Buyer's Written Acknowledgment

Section 13 - Copy of Contract; Delivery to Buyer; Failure to Deliver; Effect; Cancellation of Contract

Section 14 - Finance Charges; Rate; Computation

Section 15 - Full Payment by Buyer; Duty of Holder of Retail Instalment Contract

Section 16 - Payment in Full Before Maturity; Refund Credit

Section 17 - Deferment or Renewal of Payment Dates; Refinancing; Computation of Rates; Rebates

Section 18 - Sale or Assignment of Contracts

Section 19 - Statement of Payments; Forwarding to Buyer; Receipts for Payments

Section 19a - Holder of Retail Installment Contract Subject to Buyer's Defenses Against Seller

Section 20 - Non-Enforceability of Certain Provision of Contract

Section 20a - Default; Enforcement; Notice; Accelerated Payment; Curing of Default

Section 20b - Repossession of Collateral on Default; Hearing; Redemption; Disposition; Deficiency; Insurance Proceeds; Determination of Value

Section 20c - Repossession of Motor Vehicle; Notice to Police

Section 21 - Penalties

Section 22 - Violation of Secs. 9 to 14 or Secs. 18 to 20; Effect

Section 23 - Waiver of Provisions of This Chapter; Effect

Section 24 - Severability of Law

Section 25 - Truth-in-Lending Act; Application