Massachusetts General Laws
Title I - Title to Real Property
Chapter 183c - Predatory Home Loan Practices

Section 1 - Title - Section 1. This chapter may be known and cited as...

Section 2 - Definitions - Section 2. As used in this chapter, the following words...

Section 3 - Certification From Counselor With Third-Party Nonprofit Organization - Section 3. A creditor may not make a high-cost home...

Section 4 - Obligor's Ability to Make Payments; Presumption - Section 4. A lender shall not make a high-cost home...

Section 5 - Prepayment Fees and Penalties - Section 5. A high-cost home mortgage loan shall not contain...

Section 6 - Limitation on Financing of Points and Fees - Section 6. A high-cost home mortgage loan shall not include...

Section 7 - Interest Rate Increases - Section 7. A high-cost home mortgage loan shall not contain...

Section 8 - Limitation on Scheduled Payments - Section 8. A high-cost home mortgage loan shall not contain...

Section 9 - Demand for Repayment - Section 9. A high-cost home mortgage loan shall not contain...

Section 10 - Periodic Payment Schedule - Section 10. A high-cost home mortgage loan shall not contain...

Section 11 - No Fee to Modify or Defer Payment - Section 11. A lender shall not charge a borrower a...

Section 12 - Consolidation of Payments - Section 12. A high-cost home mortgage loan shall not include...

Section 13 - Forum for Disputes - Section 13. Without regard to whether a borrower is acting...

Section 14 - Lender's Payment of Contractor - Section 14. A lender shall not pay a contractor under...

Section 15 - Affirmative Claims and Defenses Available; Applicability - Section 15. (a) Any person who purchases or is otherwise...

Section 16 - Default in Connection With Refinancing - Section 16. A lender shall not recommend or encourage default...

Section 17 - Application of Chapter; Violations - Section 17. (a) This chapter shall apply to any lender...

Section 18 - Relief; Remedies - Section 18. (a) A violation of this chapter shall constitute...

Section 19 - Regulations - Section 19. The commissioner shall promulgate regulations necessary to carry...