Maryland Statutes
Part I - General Provisions -- Dividends or Interest; Withdrawals
Section 9-407 - Small Accounts

(a)    As to any savings account that has a withdrawal value of less than $25, a savings and loan association:
        (1)    Need not pay a dividend or interest on the account; and
        (2)    May not charge a penalty or service charge.
    (b)    This section does not apply to a negotiable or transferable order of withdrawal account.