Maryland Statutes
Part II - Formation, Organization, and Authority to Do Business
Section 8-421 - Membership

(a)    (1)    A society may admit to membership an individual who:
            (i)    is older than 14 1/2 years old; and
            (ii)    gives the society evidence of insurability acceptable to the society.
        (2)    A minor who is admitted to the society is:
            (i)    bound by the terms of the application and certificate and by the laws and rules of the society; and
            (ii)    entitled to the rights and privileges of membership as though the individual were an adult at the time of application.
    (b)    A society also may admit general or social members who do not have a voice or vote in the management of the society’s insurance affairs.
    (c)    The members of a grand, supreme, or subordinate lodge or branch of a society are not personally liable for payment of a benefit provided by the society.
    (d)    A society shall specify in its laws or rules the rights and privileges of each membership class.
    (e)    Membership rights in a society are personal to the member and not assignable.