(a)    (1)    A society may admit to membership an individual who:
            (i)    is older than 14 1/2 years old; and
            (ii)    gives the society evidence of insurability acceptable to the society.
        (2)    A minor who is admitted to the society is:
            (i)    bound by the terms of the application and certificate and by the laws and rules of the society; and
            (ii)    entitled to the rights and privileges of membership as though the individual were an adult at the time of application.
    (b)    A society also may admit general or social members who do not have a voice or vote in the management of the society’s insurance affairs.
    (c)    The members of a grand, supreme, or subordinate lodge or branch of a society are not personally liable for payment of a benefit provided by the society.
    (d)    A society shall specify in its laws or rules the rights and privileges of each membership class.
    (e)    Membership rights in a society are personal to the member and not assignable.
Structure Maryland Statutes
Title 8 - Entities That Act as Insurers
Subtitle 4 - Fraternal Benefit Societies
Part II - Formation, Organization, and Authority to Do Business
Section 8-410 - Formation of Society
Section 8-411 - Articles of Incorporation of Society
Section 8-412 - Filing Requirements
Section 8-413 - Minimum Capital
Section 8-414 - Preliminary Certificate of Authority
Section 8-415 - Completing Organization of Society
Section 8-416 - Time for Completing Organization
Section 8-417 - Certificate of Authority
Section 8-418 - Constitution and Laws; General Powers
Section 8-419 - Amendments to Laws
Section 8-422 - Office; Meetings; Minutes
Section 8-423 - Term and Renewal of Certificate of Authority