Maryland Statutes
Subtitle 1 - Bad Checks
Section 8-102 - Rules of Construction

(a)    For purposes of this subtitle, a drawer has insufficient funds with a drawee to cover a check when the drawer has with the drawee:
        (1)    no account;
        (2)    only a closed account;
        (3)    no funds; or
        (4)    funds in an amount that is less than the amount needed to cover the check.
    (b)    A check dishonored for “no account” has been dishonored for “insufficient funds”.

Structure Maryland Statutes