Maryland Statutes
Subtitle 3 - Standard Valuation Law
Section 5-312 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Reserve Calculation for Indeterminate Premium Plans

(a)    This section applies to:
        (1)    a plan of life insurance that provides for future premiums to be determined by the insurer based on estimates of future experience; and
        (2)    a plan of life insurance or annuity that is of a nature that precludes determining the minimum reserves by the methods described in §§ 5-307, 5-308, and 5-311 of this subtitle.
    (b)    In accordance with regulations adopted by the Commissioner, the reserves that are held under a plan described in subsection (a) of this section shall:
        (1)    be appropriate in relation to the benefits and pattern of premiums for that plan; and
        (2)    be computed by a method that is consistent with the principles of this subtitle.

Structure Maryland Statutes

Maryland Statutes

Insurance

Title 5 - Assets, Liabilities, Reserves, and Investments of Insurers

Subtitle 3 - Standard Valuation Law

Section 5-301 - Definitions

Section 5-301.1 - Valuation of Reserves Required

Section 5-302 - Policies and Contracts Issued Before Operative Date of Standard Nonforfeiture Law

Section 5-303 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Scope

Section 5-304 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Computation of Minimum Standard

Section 5-305 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Computation of Minimum Standard for Annuities

Section 5-306 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Computation of Minimum Standard by Calendar Year of Issue

Section 5-307 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Reserve Valuation Method for Life Insurance and Endowment Benefits

Section 5-308 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Reserve Valuation Method for Annuity and Pure Endowment Benefits

Section 5-309 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Minimum Reserves for Life Insurance Policies

Section 5-310 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Optional Reserve Calculation

Section 5-311 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Reserve Calculation for Valuation Net Premium Exceeding Gross Premium Charged

Section 5-312 - Policies and Contracts Issued on or After Operative Date of Standard Nonforfeiture Law -- Reserve Calculation for Indeterminate Premium Plans

Section 5-313 - Valuation Manual

Section 5-314 - Valuation Manual -- Reserves

Section 5-315 - Submission of Data as Required in Valuation Manual

Section 5-316 - Confidentiality

Section 5-317 - Exemptions