A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer’s account for a payment made thereafter in good faith.
Structure Maryland Statutes
Title 4 - Bank Deposits and Collections
Subtitle 4 - Relationship Between Payor Bank and Its Customer
Section 4-401 - When Bank May Charge Customer's Account
Section 4-403 - Customer's Right to Stop Payment; Burden of Proof of Loss
Section 4-404 - Bank Not Obligated to Pay Check More Than Six Months Old
Section 4-405 - Death or Incompetence of Customer
Section 4-407 - Payor Bank's Right to Subrogation on Improper Payment