Maryland Statutes
Subtitle 1 - Certificates of Authority
Section 4-109 - Issuance or Disapproval of Initial Certificate of Authority

(a)    Within a reasonable time after the filing of a completed application for an initial certificate of authority, the Commissioner shall:
        (1)    issue an appropriate certificate of authority; or
        (2)    disapprove the application and state the grounds for disapproval.
    (b)    On request of an insurer, the Commissioner may issue a certificate of authority limited to a particular type of insurance or insurance coverage within the scope of a kind of insurance.