Maryland Statutes
Subtitle 3 - Surplus Lines Insurance
Section 3-302 - Scope of Subtitle

(a)    This subtitle does not apply to:
        (1)    life insurance;
        (2)    health insurance, except as provided in subsection (c) of this section;
        (3)    annuities;
        (4)    reinsurance;
        (5)    wet marine and transportation insurance, except as provided in subsection (b) of this section;
        (6)    insurance on a subject that is located, resident, or to be performed wholly outside the State;
        (7)    insurance on vehicles or aircraft owned and principally garaged outside the State;
        (8)    insurance on property or operation of railroads engaged in interstate commerce;
        (9)    insurance:
            (i)    on aircraft owned or operated by aircraft manufacturers or operated in scheduled interstate flight;
            (ii)    on cargo of the aircraft described in item (i) of this item; or
            (iii)    against liability arising out of the ownership, maintenance, or use of the aircraft described in item (i) of this item, other than workers’ compensation or employer’s liability; or
        (10)    medical stop–loss insurance, as defined in § 15–129 of this article.
    (b)    This subtitle applies to wet marine and transportation insurance on:
        (1)    a pleasure craft under 60 feet in length that is owned and used for pleasure and not for business, hire, or other commercial use;
        (2)    fishing vessels under 50 gross tons that are not part of a fleet of 3 or more vessels; and
        (3)    charter or head boats under 50 gross tons that are not part of a fleet of 3 or more vessels.
    (c)    Subject to § 3–306.2 of this subtitle, this subtitle applies to:
        (1)    disability insurance that:
            (i)    provides for lost income, revenue, or proceeds in the event that an illness, accident, or injury results in a disability that impairs an insured’s ability to work or otherwise generate income, revenue, or proceeds that the insurance is intended to replace; and
            (ii)    does not include payment for medical expenses, dismemberment, or accidental death; and
        (2)    short–term medical insurance that provides limited health insurance benefits for a limited period of time to:
            (i)    residents of the United States who travel to another country within 30 days after the effective date of coverage; and
            (ii)    residents of another country who:
                1.    travel to the United States within 30 days after the effective date of coverage; and
                2.    are not traveling to the United States for the purpose of attending an institution of higher education, as defined in § 10–101 of the Education Article.