Maryland Statutes
Subtitle 2 - Reciprocal Insurers
Section 3-215 - Modification of Subscribers' Agreement or Power of Attorney

(a)    Modification of the terms of the subscribers' agreement or power of attorney of a domestic reciprocal insurer shall be made jointly by the attorney in fact of the reciprocal insurer and the subscribers' advisory committee.
    (b)    A modification described in subsection (a) of this section is not effective retroactively and does not apply to an insurance contract issued before the modification.