(a) An applicant whose application for insurance has been rejected or a policyholder whose policy has been canceled for a reason other than nonpayment of premiums may appeal the decision to a special board within 10 days after receipt of notice of the rejection or cancellation.
(b) (1) The special board consists of two members of the Board of Trustees and the Commissioner or designee of the Commissioner.
(2) The Executive Director may not sit on the special board.
(c) (1) The special board:
(i) may affirm, reverse, or modify the decision on the record; or
(ii) on at least 10 days’ written notice to the applicant, may hold a hearing and then affirm, reverse, or modify the decision.
(2) The current policy of a policyholder who appeals the decision to the special board remains in effect until the special board decides the appeal.
(d) The Fund shall notify the Motor Vehicle Administration immediately after:
(1) the Fund cancels a policy or terminates coverage of an insured; or
(2) the Fund rejects an application for insurance and the action is final because:
(i) the rejection was not appealed to the special board; or
(ii) the special board does not reverse or modify the decision to cancel as to require issuance of a policy.
Structure Maryland Statutes
Title 20 - Maryland Automobile Insurance Fund
Subtitle 5 - Policies for Covered Vehicles
Section 20-501 - "Covered Vehicle" Defined
Section 20-502 - Eligibility Requirements for Policyholders
Section 20-503 - Contents of Policies
Section 20-504 - Add-on Coverage
Section 20-505 - Claims Against Fund -- Resolution; Recording of Relevant Conversations
Section 20-506 - Reserves for Payment of Claims
Section 20-507 - Determination, Collection, and Financing of Premiums; Installment Payment Plans
Section 20-508 - Effect of 3 Years Without Violation or Accident
Section 20-509 - Authority of Producers to Bind Coverage
Section 20-510 - Fiduciary Duties of Producer
Section 20-512 - Payment of Commission to Producer
Section 20-513 - Actions Against Producers -- in General
Section 20-514 - Actions Against Producers -- Notice and Hearing
Section 20-515 - Recovery of Money Owed to Fund
Section 20-516 - Grounds for Rejection or Cancellation of Insurance
Section 20-517 - Appeal of Rejection or Cancellation of Insurance
Section 20-518 - Effect of Driving Record on Insurability
Section 20-519 - Continuation of Coverage of Family Members on Exclusion of Policyholder