Maryland Statutes
Subtitle 13 - Maryland Health Insurance Portability and Accountability Act -- Individual Market Reforms
Section 15-1317 - Initial Open Enrollment Period

(a)    A carrier that sells health benefit plans to individuals in the State shall establish an initial open enrollment period that begins October 1, 2013, and extends through March 31, 2014.
    (b)    A carrier shall accept all applicants who apply for coverage during the initial open enrollment period.
    (c)    If an application is received by a carrier during the initial open enrollment period, coverage for the applicant shall begin no later than:
        (1)    January 1, 2014, if the application is received on or before December 15, 2013;
        (2)    the first day of the following month, if the application is received between the first and fifteenth day, inclusive, of January, February, or March; and
        (3)    the first day of the second following month, if the application is received between the sixteenth day and the last day, inclusive, of December, January, February, or March.

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