(a) In this section, “consumer transaction” means a transaction in which:
(1) Credit is extended by one regularly engaged in the business of extending credit in credit transactions of the same type;
(2) The creditor acquires a security interest in tangible personal property of the debtor; and
(3) The debt is incurred by an individual primarily for personal, family, or household purposes.
(b) In a consumer transaction, a waiver by the debtor of his right as a defendant in an action of replevin to a hearing or to notice of an opportunity to be heard before seizure of property securing the transaction is void if made before service of notice of the opportunity to be heard.
Structure Maryland Statutes
Title 14 - Miscellaneous Consumer Protection Provisions
Subtitle 13 - Miscellaneous Provisions
Section 14-1302 - Preservation of Consumers' Claims and Defenses in Consumer Credit Contracts
Section 14-1303 - Waiver by Consumer Invalid in Certain Replevin Actions
Section 14-1304 - Unsolicited Sending of Merchandise
Section 14-1305 - Credit Card Issued Without Request
Section 14-1306 - Extension of Appliance Service Contract
Section 14-1307 - Ladders Capable of Conducting Electricity
Section 14-1308 - Processing Instructions on Certain Photographic Film
Section 14-1309 - Stoves and Freestanding Fireplaces
Section 14-1310 - Unvented Portable Kerosene-Fired Heaters
Section 14-1311 - Extended Warranties
Section 14-1312 - Return of Checks
Section 14-1313 - Unsolicited Facsimile Transmissions
Section 14-1314 - Security Systems
Section 14-1316 - Limitation on Recovering of Bedding
Section 14-1317 - Receiving Consigned Goods From Transporter
Section 14-1318 - Printing Payment Device Numbers on Receipts
Section 14-1319 - Gift Certificates
Section 14-1321 - Merchant Contact Information for Internet Sales Contracts
Section 14-1322 - Third-Party Vendor Billing
Section 14-1323 - Credit Card Blacklisting Prevention
Section 14-1324 - "Mug Shot" Web Sites
Section 14-1325 - Nondisparagement Clauses in Consumer Contracts