Maryland Statutes
Subtitle 9 - Maryland Debt Management Services Act
Section 12-902 - Applicability

This subtitle does not apply to:
        (1)    The following persons when engaged in the regular course of their respective businesses and professions:
            (i)    An attorney at law;
            (ii)    An escrow agent;
            (iii)    A certified public accountant;
            (iv)    A banking institution, other-state bank, national banking association, credit union, or savings and loan association;
            (v)    A person that:
                1.    Provides bill payer services, as defined in § 12-401 of this title;
                2.    Does not initiate any contract with individual creditors of the debtor to compromise a debt or arrange a new payment schedule; and
                3.    Does not provide any debt counseling services;
            (vi)    A person that provides accelerated mortgage payment services, as defined in § 12-401 of this title;
            (vii)    A title insurer, title insurance agency, or abstract company; or
            (viii)    A judicial officer or a person acting under a court order;
        (2)    A person while performing services incidental to the dissolution, winding up, or liquidation of a partnership, corporation, or other business enterprise;
        (3)    A trade or mercantile association acting in the course of arranging the adjustment of debts with a business establishment; or
        (4)    A mortgage lender, as defined in § 11-501 of this article, that:
            (i)    Is licensed by the Commissioner; and
            (ii)    Does not receive funds from a consumer for the purpose of distributing the funds among the consumer’s creditors in full or partial payment of the consumer’s debts.