Maryland Statutes
Subtitle 10 - Maryland Debt Settlement Services Act
Section 12-1003 - Applicability of Subtitle

This subtitle does not apply to:
        (1)    The following persons when engaged in the regular course of their respective businesses and professions:
            (i)    An attorney at law who is admitted to the Maryland Bar while the attorney at law is providing professional legal services in an attorney–client relationship;
            (ii)    An escrow agent;
            (iii)    A certified public accountant;
            (iv)    A banking institution, other–state bank, national banking association, credit union, or savings and loan association;
            (v)    A person that:
                1.    Provides a bill payer service, as defined in § 12–401 of this title;
                2.    Does not initiate any contract with individual creditors of a debtor to compromise a debt or arrange a new payment schedule; and
                3.    Does not provide any debt counseling services;
            (vi)    A person that provides an accelerated mortgage payment service, as defined in § 12–401 of this title;
            (vii)    A title insurer, title insurance agency, or abstract company; or
            (viii)    A judicial officer or a person acting under a court order;
        (2)    A person while performing services incidental to the dissolution, winding up, or liquidation of a partnership, corporation, or other business enterprise;
        (3)    A trade or mercantile association acting in the course of arranging the adjustment of debts with a business establishment;
        (4)    (i)    A mortgage lender, as defined in § 11–501 of this article:
                1.    That is licensed by the Commissioner; and
                2.    While engaged in the mortgage lending business, as defined in § 11–501 of this article; or
            (ii)    An employee of a mortgage lender; or
        (5)    A collection agency, as defined in § 7–101 of the Business Regulation Article:
            (i)    That is licensed by the State Collection Agency Licensing Board; and
            (ii)    While engaged in the collection agency business, as defined in § 7–101 of the Business Regulation Article.