Maine Revised Statutes
TITLE 32: PROFESSIONS AND OCCUPATIONS
Chapter 109-A: MAINE FAIR DEBT COLLECTION PRACTICES ACT

Subchapter 1: GENERAL PROVISIONS

32 §11001. Short title - §11001. Short title This chapter shall be known and may...

32 §11002. Definitions - §11002. Definitions As used in this chapter, unless the context...

32 §11003. Exclusions - §11003. Exclusions The term debt collector does not include: [PL...

Subchapter 2: DEBT COLLECTION ACTIVITIES

32 §11011. Acquisition of location information - §11011. Acquisition of location information 1. Communication with person other...

32 §11012. Communication in connection with debt collection - §11012. Communication in connection with debt collection 1. Communication with...

32 §11013. Prohibited practices - §11013. Prohibited practices 1. Harassment or abuse. A debt collector...

32 §11013-A. Exception for certain pretrial diversion programs for issuers of worthless checks operated by private entities - §11013-A. Exception for certain pretrial diversion programs for issuers of...

32 §11014. Validation of debts - §11014. Validation of debts 1. Written notice. Within 5 days...

32 §11015. Multiple debts - §11015. Multiple debts If any consumer owes multiple debts and...

32 §11016. Furnishing certain deceptive forms - §11016. Furnishing certain deceptive forms 1. Unlawful activity. It is...

32 §11017. Repossession activity - §11017. Repossession activity 1. Right to take possession after default....

32 §11018. Privacy of consumer financial information - §11018. Privacy of consumer financial information A collection agency or...

32 §11019. Collection action by debt buyer - §11019. Collection action by debt buyer 1. Complaint; required allegations....

32 §11020. Collection action to collect credit card and student loan debts; additional requirements for collection action - §11020. Collection action to collect credit card and student loan...

32 §11021. Collection actions prohibited in small claims court - §11021. Collection actions prohibited in small claims court A debt...

Subchapter 3: LICENSING AND ADMINISTRATION

32 §11031. Licenses - §11031. Licenses 1. Licenses required. Except as provided in this...

32 §11032. Bond - §11032. Bond The administrator shall require each licensee to file...

32 §11033. Prior convictions as disqualifications - §11033. Prior convictions as disqualifications In evaluating a license application,...

32 §11034. Rulemaking - §11034. Rulemaking The superintendent may make such reasonable rules, not...

32 §11035. Advisory rulings - §11035. Advisory rulings The superintendent may issue advisory rulings pertaining...

32 §11036. Reports and records - §11036. Reports and records 1. Financial statements. The administrator may...

32 §11037. Voluntary termination of business - §11037. Voluntary termination of business 1. Procedures prior to termination....

32 §11038. Insolvency and liquidation - §11038. Insolvency and liquidation 1. Insolvency. If the superintendent determines...

32 §11039. Fees - §11039. Fees The aggregate of license fees provided for by...

32 §11040. Penalty - §11040. Penalty Any person who carries on business as a...

Subchapter 4: ENFORCEMENT

32 §11051. Investigation, suspension and revocation of licenses - §11051. Investigation, suspension and revocation of licenses The Bureau of...

32 §11051-A. Enforcement; financial institutions - §11051-A. Enforcement; financial institutions When a supervised financial organization is...

32 §11051-B. Administrative enforcement orders - §11051-B. Administrative enforcement orders 1. Cease and desist. After notice...

32 §11051-C. Assurance of discontinuance - §11051-C. Assurance of discontinuance If it is claimed that a...

32 §11052. Appeals - §11052. Appeals Any appeal from the decision of the superintendent...

32 §11053. Civil penalty - §11053. Civil penalty Except for a civil action against a...

32 §11054. Civil liability - §11054. Civil liability 1. Failure to comply with this Act....