§2916-B. Exclusion of covered persons under personal automobile policy
In order to avoid cancellation or nonrenewal of an automobile insurance policy, and to allow an insurer to provide or to continue to provide coverage without an unreasonable risk, an insurer and the named insured may agree, by an endorsement to the policy signed by the interested parties, to exclude from coverage as operators of the insured vehicle or vehicles any covered person or persons who commit an act or acts for which the policy could be cancelled under section 2914, subsection 4, or for which the insurer could refuse to renew under section 2916‑A, subsections 1 and 2. Every endorsement under this section must contain the following notice in conspicuous print:
"NOTICE TO POLICYHOLDER IF THE PERSON EXCLUDED FROM COVERAGE BY THIS ENDORSEMENT IS UNDER THE AGE OF 18 YEARS, YOU CAN BE HELD LIABLE UNDER STATE LAW FOR THE PERSON'S NEGLIGENCE WHEN THE PERSON OPERATES YOUR VEHICLE WITH YOUR PERMISSION. YOUR POLICY DOES NOT INSURE YOU AGAINST THIS LIABILITY."
[RR 2021, c. 1, Pt. B, §256 (COR).]
SECTION HISTORY
PL 1981, c. 69 (NEW). RR 2021, c. 1, Pt. B, §256 (COR).
Structure Maine Revised Statutes
TITLE 24-A: MAINE INSURANCE CODE
Chapter 39: CASUALTY INSURANCE CONTRACTS
Subchapter 2: AUTOMOBILE INSURANCE CANCELLATION CONTROL ACT
24-A §2913. When not applicable
24-A §2914. Notice of cancellation -- reasons
24-A §2915. Delivery of notice
24-A §2916-A. Nonrenewal -- reasons
24-A §2916-B. Exclusion of covered persons under personal automobile policy
24-A §2916-C. Discontinuance of a line of business
24-A §2918. Duplicate coverage
24-A §2919. Renewal not a waiver or estoppel
24-A §2920. Hearing before superintendent
24-A §2921. Insured told of alternate coverage
24-A §2922. Superintendent's authority to suspend