Maine Revised Statutes
Chapter 31: GROUP LIFE INSURANCE
24-A §2615. Incontestability

§2615. Incontestability
1.  The group life insurance policy must contain a provision that the validity of the policy may not be contested, except for nonpayment of premium, after it has been in force for 2 years from its date of issue; and that no statement made by any person insured under the policy relating to the person's insurability may be used in contesting the validity of the insurance with respect to which such statement was made after such insurance has been in force prior to the contest for a period of 2 years during such person's lifetime nor unless it is contained in a written instrument signed by the person; except that any such provision may not preclude the assertion at any time of defenses based upon provisions in the policy that relate to eligibility for coverage.  
[RR 2021, c. 1, Pt. B, §227 (COR).]
2. 
[PL 1981, c. 150, §19 (RP).]
SECTION HISTORY
PL 1969, c. 132, §1 (NEW). PL 1981, c. 150, §§18,19 (AMD). RR 2021, c. 1, Pt. B, §227 (COR).

Structure Maine Revised Statutes

Maine Revised Statutes

TITLE 24-A: MAINE INSURANCE CODE

Chapter 31: GROUP LIFE INSURANCE

24-A §2601. Scope of chapter -- short title

24-A §2602. Group contracts must meet group requirements (REPEALED)

24-A §2602-A. Eligible groups

24-A §2603. Employee groups

24-A §2604. Debtor groups (REPEALED)

24-A §2604-A. Debtor groups

24-A §2605. Labor union groups (REPEALED)

24-A §2605-A. Labor union groups

24-A §2606. Trustee groups (REPEALED)

24-A §2606-A. Trustee groups

24-A §2607. Trade association groups (REPEALED)

24-A §2607-A. Association groups

24-A §2608. Municipal employees association groups (REPEALED)

24-A §2609. Professional association groups (REPEALED)

24-A §2610. Credit union groups (REPEALED)

24-A §2610-A. Credit union groups

24-A §2611. Dependents' coverage (REPEALED)

24-A §2611-A. Dependent's coverage

24-A §2612. Limit as to amount of insurance (REPEALED)

24-A §2612-A. Other groups

24-A §2613. Provisions required in group contracts

24-A §2614. Grace period

24-A §2615. Incontestability

24-A §2616. Application; statements deemed representations

24-A §2617. Insurability

24-A §2618. Misstatement of age

24-A §2619. Payment of benefits

24-A §2620. Information as to insurance

24-A §2621. Conversion on termination of eligibility

24-A §2622. Conversion on termination of policy

24-A §2623. Death pending conversion

24-A §2624. Information to debtor

24-A §2625. Notice as to conversion right

24-A §2626. Rate of premiums (REPEALED)

24-A §2627. Application of dividends, rate reductions (REPEALED)

24-A §2627-A. Dividends and experience refunds

24-A §2628. Total disability

24-A §2629. Acquired Immune Deficiency Syndrome

24-A §2630. Suicide