Maine Revised Statutes
Subchapter 1: GENERAL PROVISIONS
24 §2320. Home health care coverage

§2320. Home health care coverage
Every nonprofit hospital and medical service organization which issues group and individual health care contracts providing coverage for inpatient hospital care to residents of this State shall make available coverage for home health services by a home health care provider which has contracted with the nonprofit hospital or medical service organization under terms and conditions which the organization deems satisfactory to its membership.   [PL 1977, c. 696, §201 (AMD).]
The contract providing coverage for home health care services may contain reasonable limitation on the number of home care visits and other services provided, but the number of such visits shall not be less than 90 in any continuous period of 12 months for each person covered under the contract. Each visit by an individual member of a home health care provider shall be considered as one home care visit.   [PL 1977, c. 470, §1 (NEW).]
1.  Home health care services.  "Home health care services" means those health care services rendered in a place of residence on a part-time basis to a covered person only if:  
A. Hospitalization or confinement in a skilled nursing facility as defined in Title XVIII of the Social Security Act, 42 U.S.C. § 1395, et seq., would otherwise have been required if home health care was not provided; and   [PL 1977, c. 470, §1 (NEW).]
B. The plan covering the home health services is established as prescribed in writing by a physician.   [PL 1977, c. 470, §1 (NEW).]
There may not be a requirement that hospitalization be an antecedent to coverage under the policy.  
[RR 2019, c. 2, Pt. B, §76 (COR).]
2.  Home health care services included.  Home health care services shall include:  
A. Visits by a registered nurse or licensed practical nurse to carry out treatments prescribed, or supportive nursing care and observation as indicated;   [PL 1977, c. 470, §1 (NEW).]
B. A physician's home or office visits or both;   [PL 1977, c. 470, §1 (NEW).]
C. Visits by a registered physical, speech, occupational, inhalation or dietary therapist for services or for evaluation of consultation with and instruction of nurses in carrying out such therapy prescribed by the attending physician, or both;   [PL 1977, c. 470, §1 (NEW).]
D. Any prescribed laboratory tests and x-ray examination using hospital or community facilities, drugs, dressings, oxygen or medical appliances and equipment as prescribed by a physician but only to the extent that such charges would have been covered under the contract if the covered person had remained in the hospital; and   [PL 1977, c. 470, §1 (NEW).]
E. Visits by persons who have completed a home health aide training course under the supervision of a registered nurse for the purpose of giving personal care to the patient and performing light household tasks as required by the plan of care, but not including services.   [PL 1977, c. 470, §1 (NEW).]
[PL 1977, c. 470, §1 (NEW).]
3.  Home health care provider.  "Home health care provider" means a home health care agency which is certified under Title XVIII of the Social Security Act of 1965, as amended, which:  
A. Is primarily engaged in and licensed or certified to provide skilled nursing and other therapeutic services;   [PL 1977, c. 470, §1 (NEW).]
B. Has standards, policies and rules established by a professional group, associated with the agency or organization, which professional group must include at least one physician and one registered nurse;   [PL 1977, c. 470, §1 (NEW).]
C. Is available to provide the care needed in the home 7 days a week and has telephone answering service available 24 hours per day;   [PL 1977, c. 470, §1 (NEW).]
D. Has the ability to and does provide, either directly or through contract, the services of a coordinator responsible for case discovery and planning and assuring that the covered person receives the services ordered by the physician;   [PL 1977, c. 470, §1 (NEW).]
E. Has under contract the services of a physician-advisor licensed by the State or a physician;   [PL 1977, c. 470, §1 (NEW).]
F. Conducts periodic case conferences for the purpose of individualized patient care planning and utilization review; and   [PL 1977, c. 470, §1 (NEW).]
G. Maintains a complete medical record on each patient.   [PL 1977, c. 470, §1 (NEW).]
[PL 1977, c. 470, §1 (NEW).]
4.  Exclusions.   
A. No contract shall require home health care coverage to persons eligible for medicare; and   [PL 1977, c. 470, §1 (NEW).]
B. No payment shall be made for services provided by a person who resides in the covered person's residence or who is a member of the covered person's family.   [PL 1977, c. 470, §1 (NEW).]
[PL 1977, c. 470, §1 (NEW).]
SECTION HISTORY
PL 1977, c. 470, §1 (NEW). PL 1977, c. 696, §201 (AMD). RR 2019, c. 2, Pt. B, §76 (COR).

Structure Maine Revised Statutes

Maine Revised Statutes

TITLE 24: INSURANCE

Chapter 19: NONPROFIT HOSPITAL OR MEDICAL SERVICE ORGANIZATIONS

Subchapter 1: GENERAL PROVISIONS

24 §2301. Purposes

24 §2301-A. Continuity of licensure; business combinations

24 §2302. Incorporation

24 §2302-A. Utilization review data

24 §2302-B. Penalty for failure to notify of hospitalization

24 §2302-C. Penalty for noncompliance with utilization review programs

24 §2303. Mental health services

24 §2303-A. Dentist included in definition of physician (REPEALED)

24 §2303-B. Optional coverage for chiropractic services (REPEALED)

24 §2303-C. Coverage for chiropractic services (REPEALED)

24 §2304. Licenses

24 §2305. -- Issuance of

24 §2305-A. Conditions of certificate of authority

24 §2306. Reports

24 §2307. Examination

24 §2307-A. Rules

24 §2307-B. Loss information (REPEALED)

24 §2308. Investments (REPEALED)

24 §2308-A. Health insurance affiliates

24 §2309. Disputes

24 §2310. Dissolution

24 §2311. Taxation

24 §2312. Agents (REPEALED)

24 §2313. Licenses; fees (REPEALED)

24 §2314. Suspension or revocation of certificate of authority

24 §2315. Penalties

24 §2316. Certificates or contracts; approval by superintendent

24 §2317. Other provisions applicable

24 §2317-A. Explanation and notice to parent of minor (REPEALED)

24 §2317-B. Applicability of provisions

24 §2318. Maternity benefits and dependent coverage

24 §2318-A. Maternity and routine newborn care

24 §2319. Newborn children coverage

24 §2319-A. Mandated offer of domestic partner benefits

24 §2320. Home health care coverage

24 §2320-A. Screening mammograms

24 §2320-B. Acupuncture services

24 §2320-C. Coverage for breast cancer treatment

24 §2320-D. Medical food coverage for inborn error of metabolism

24 §2320-E. Coverage for Pap tests

24 §2320-F. Off-label use of prescription drugs for cancer

24 §2320-G. Off-label use of prescription drugs for HIV or AIDS

24 §2321. Rate filings on individual subscriber and membership contracts

24 §2321-A. Standards for when filings are inadequate

24 §2321-B. Appropriate level of subscriber reserves

24 §2322. Hearing

24 §2323. Order

24 §2324. Certified ambulatory health care center outpatient coverage

24 §2325. Community health services coverage (REPEALED)

24 §2325-A. Mental health services coverage

24 §2325-B. Mandated Benefits Advisory Commission (REPEALED)

24 §2325-C. Coverage for prostate cancer screening

24 §2326. Appeals from order or decision of the superintendent

24 §2327. Group rates

24 §2327-A. Applicability (REPEALED)

24 §2327-B. Rating practices in individual insurance (REPEALED)

24 §2327-C. Continuity of health insurance coverage (REPEALED)

24 §2328. Health care contracts; supplementing Medicare; compliance with provisions of Title 24-A, chapter 67 (REPEALED)

24 §2328-A. Nursing home and long-term care contracts; compliance with Title 24-A, chapter 68 (REPEALED)

24 §2329. Equitable health care for substance use disorder treatment

24 §2330. Conversion on termination of contracts or eligibility (REPEALED)

24 §2331. Optional coverage for optometric services

24 §2332. Assessment for the recoupment of expenses related to the regulation of nonprofit hospital or medical service organizations and nonprofit health care plans

24 §2332-A. Coordination of benefits

24 §2332-B. Acquired Immune Deficiency Syndrome

24 §2332-C. Assessment of mandated benefits proposals (REPEALED)

24 §2332-D. Jury service

24 §2332-E. Standardized claim forms

24 §2332-F. Coverage for diabetes supplies

24 §2332-G. Gynecological and obstetrical services (REALLOCATED FROM TITLE 24, SECTION 2332-F)

24 §2332-H. Assignment of benefits

24 §2332-I. Effective date of cancellation

24 §2332-J. Coverage for contraceptives

24 §2332-K. Coverage for services of certified nurse practitioners; certified midwives; certified nurse midwives (REALLOCATED FROM TITLE 24, SECTION 2332-J)

24 §2332-L. Coverage for services provided by registered nurse first assistants (REALLOCATED FROM TITLE 24, SECTION 2332-J)

24 §2332-M. Coverage for general anesthesia for dentistry

24 §2332-N. Offer of coverage for breast reduction surgery and symptomatic varicose vein surgery