§1310-D. Civil liability for negligent noncompliance
A consumer reporting agency or user of information that is negligent in failing to comply with a requirement imposed under this chapter with respect to a consumer is liable to that consumer in an amount equal to the sum of: [PL 2013, c. 228, §1 (NEW).]
1. Actual damages. Actual damages sustained by the consumer as a result of the failure;
[PL 2013, c. 228, §1 (NEW).]
2. Additional damages. Such amount of additional damages as the court may allow, but not less than $100 for each violation of this chapter involving negligence, and for each consumer report containing any item of information that was inaccurate and that contributed in whole or in part to the decision to take adverse action against the consumer; and
[PL 2013, c. 228, §1 (NEW).]
3. Costs and attorney's fees. In the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorney's fees as determined by the court.
[PL 2013, c. 228, §1 (NEW).]
SECTION HISTORY
PL 2013, c. 228, §1 (NEW).
Structure Maine Revised Statutes
Chapter 209-B: FAIR CREDIT REPORTING ACT
10 §1307. Statement of purpose
10 §1309. Incorporation by reference of federal law and rulemaking
10 §1310. Additional requirements for persons subject to this chapter
10 §1310-A. Administrative enforcement
10 §1310-B. Criminal violations
10 §1310-C. Civil liability for willful noncompliance
10 §1310-D. Civil liability for negligent noncompliance
10 §1310-E. Jurisdiction of courts; limitation of actions
10 §1310-F. Relation to other laws and the powers of the Superintendent of Financial Institutions
10 §1310-G. Enforcement powers in addition to those in federal law