Kentucky Revised Statutes
Subtitle 304.14 - The Insurance Contract
304.14-670 Right to return policy or certificate and to have premium refunded -- Notice -- Proof of delivery of policy.

Kentucky Revised Statutes

Subtitle 304.14 - The Insurance Contract

304.14-010 Scope of subtitle.

304.14-020 "Policy" defined.

304.14-030 "Premium" defined -- "Late charge" authorized.

304.14-040 Insurable interest.

304.14-050 Insurable interest -- Exception when certain institutions designated beneficiary.

304.14-060 Insurable interest, property.

304.14-065 Definitions for section -- Insurable interest in shared car in peer-to-peer car sharing program -- Construction. (Effective January 1, 2023).

304.14-070 Power to contract -- Purchase of insurance by minors.

304.14-080 Consent of insured -- Life, health insurance.

304.14-085 Violation of insurable interest for person without insurable interest to pay premiums on life insurance in exchange for ownership in death benefit.

304.14-090 Alteration of application.

304.14-100 Application as evidence.

304.14-110 Representations in applications.

304.14-120 Filing and approval of forms.

304.14-130 Grounds for disapproval.

304.14-135 Uniform health insurance claim forms.

304.14-140 Standard provisions, in general.

304.14-150 Contents of policies in general.

304.14-160 Additional policy contents.

304.14-170 Charter, bylaw provisions.

304.14-180 Must contain entire contract -- Exception concerning additional benefits.

304.14-190 Execution of policies.

304.14-200 Underwriters' and combination policies.

304.14-210 Validity and construction of noncomplying forms.

304.14-220 Binders.

304.14-230 Delivery of policy.

304.14-240 Renewal of policy.

304.14-250 Assignability -- Rights of insurer, assignee.

304.14-260 Payment discharges insurer.

304.14-270 Forms for proof of loss furnished.

304.14-280 Claims administration not waiver.

304.14-290 Dividends payable to real party.

304.14-300 Exemptions of proceeds, life insurance.

304.14-310 Exemption of proceeds, health insurance.

304.14-320 Exemption of proceeds, group insurance.

304.14-330 Exemption of proceeds, annuity contracts -- Assignability of rights.

304.14-340 Rights of married women in life insurance.

304.14-350 Retention of proceeds of policy by company.

304.14-360 Construction of policies.

304.14-370 Jurisdiction of courts, limitation of actions.

304.14-375 Time limit for seeking reimbursement of health insurance overpayment.

304.14-380 Venue of suits against insurers.

304.14-400 Interest on payment from insuring company.

304.14-410 Use by insurer of itemized statement furnished to paying patient prohibited.

304.14-420 Minimum standards regulations.

304.14-430 Policy cover sheet -- Commissioner approval.

304.14-435 English language requirement for forms, policy, and claim-related information -- Requirements for non-English version -- Use and effect of translations.

304.14-440 Policies to be readable -- Factors to be considered.

304.14-450 Policies to be legible -- Factors to be considered -- Type face style approved by commissioner.

304.14-500 Definitions for KRS 304.14-510 to 304.14-550.

304.14-510 Minimum standards regulations.

304.14-520 Claim denial restriction.

304.14-530 Regulations establishing minimum standards for loss ratios.

304.14-540 Outline of coverage to be delivered to applicant.

304.14-545 Cancellation of Medicare supplement -- Return of unearned premium.

304.14-550 Notice of policy return right and premium refund.

304.14-560 Consumer's guide to long-term care insurance -- Compilation -- Distribution -- Payment.

304.14-600 Definitions for KRS 304.14-600 to 304.14-625.

304.14-605 Purpose and application to policies of KRS 304.14-600 to 304.14-625.

304.14-610 Group policy issued in another state.

304.14-615 Required standards and disclosures -- "Pre-existing condition" defined -- Right to return policy.

304.14-617 Services required to be included in coverage for assisted living benefits and for adult day care services.

304.14-620 Administrative regulations on marketing practices.

304.14-622 Cancellation of long-term care insurance policy -- Return of unearned premium.

304.14-625 Short title for KRS 304.14-600 to 304.14-625.

304.14-630 Administrative regulations relating to premium rates for long-term care benefits.

304.14-635 Administrative regulations relating to incidental long-term care benefits.

304.14-640 Definitions for KRS 205.619 and 304.14-640 to 304.14-644.

304.14-642 Kentucky Long-Term Care Partnership Insurance Program -- Policy component requirements -- Administrative regulations.

304.14-644 Required disclosure of availability of Kentucky Long-Term Care Partnership Insurance Program.

304.14-650 Definition for KRS 304.14-650 to 304.14-675.

304.14-655 Short-term nursing home products subject to statutes.

304.14-660 Administrative regulations relating to short-term nursing home insurance policies.

304.14-665 Administrative regulations establishing loss ratio standards.

304.14-670 Right to return policy or certificate and to have premium refunded -- Notice -- Proof of delivery of policy.

304.14-675 Coverage for services received in an assisted living community or adult day care facility.