Kentucky Revised Statutes
Subtitle 286.8 - Mortgage Loan Companies and Brokers
286.8-175 Confidentiality of examination reports and information -- Exceptions -- Prima facie evidence.

Kentucky Revised Statutes

Subtitle 286.8 - Mortgage Loan Companies and Brokers

286.8-010 Definitions for subtitle.

286.8-012 Administrative hearing request.

286.8-020 Exemptions.

286.8-030 Transaction of business prohibited without license -- Effect of issuance of license -- Unique identifier.

286.8-032 Application for license.

286.8-034 Issuance and renewal of license -- Fees.

286.8-036 Rules concerning use of license -- Alternate work location.

286.8-038 Repealed, 2009.

286.8-040 Repealed, 2009.

286.8-042 Repealed, 2009.

286.8-044 Notice of order in writing -- Administrative complaint -- Service -- Hearing.

286.8-046 Civil penalty for violation of subtitle, administrative regulation, or order -- Order for restitution, refund, recovery of expenses.

286.8-048 Emergency orders by commissioner -- Grounds -- Hearing -- Period order to remain in effect.

286.8-060 Surety bonds required -- Uses of bonds -- New or supplemental bonds.

286.8-070 Company name.

286.8-075 Change of control.

286.8-080 Factors for use by commissioner in determining approval or disapproval of application.

286.8-090 Denial, suspension, or revocation of license -- Jurisdiction of Franklin Circuit Court.

286.8-100 Branch offices.

286.8-110 Rates -- Mortgage required as evidence of real estate loan -- Delinquency charges -- Attorneys' fees -- Charges made part of note -- Limits on prepayment penalties.

286.8-120 Fees and charges in addition to interest -- Letters of commitment -- Failure to fulfill terms constitutes default.

286.8-125 Limitation on loan originator's fee.

286.8-130 Escrow account -- Interest -- Accounting.

286.8-140 Powers of commissioner.

286.8-150 Records filed with commissioner open to public inspection -- Exception.

286.8-160 Records to be kept by company -- Filing of financial report and correcting amendment -- Requirements if business discontinued -- Location of records -- Request for destruction of records.

286.8-170 Places where records required to be kept -- Examination by commissioner -- Fee -- Access to records -- Reports.

286.8-175 Confidentiality of examination reports and information -- Exceptions -- Prima facie evidence.

286.8-180 Conduct of examination -- Cost of investigation or hearing.

286.8-190 Grounds for investigation -- Action commissioner may take after investigation.

286.8-200 Repealed, 2009.

286.8-210 Judicial review.

286.8-220 Prohibited acts.

286.8-225 Mortgage fraud prosecution fund -- Funding -- Expenditures.

286.8-227 Collection of civil penalties to be deposited in mortgage fraud prosecution fund -- Distribution -- Administrative regulations.

286.8-230 Repealed, 2009.

286.8-240 Short title.

286.8-250 Mortgage loan brokers to maintain physical location.

286.8-255 Registration with department required for mortgage loan originator -- Renewals -- Continuing education requirement -- Background checks -- Originators subject to other laws -- Minimum standards for registration -- Mortgage loan processors n...

286.8-256 Certain mortgage loan processors not to claim ability to act as mortgage loan originators.

286.8-260 Continuing professional education required for persons registered under subtitle -- Termination and surrender of registration for failure to comply.

286.8-270 Duties of mortgage loan broker -- Advanced disclosure of fee required.

286.8-275 Reporting of violations of subtitle -- Duties of commissioner -- No waiver of privilege or claim of confidentiality.

286.8-280 Limitation of liability.

286.8-285 Participation in Nationwide Multistate Licensing System and Registry -- Duties -- Reporting.

286.8-290 Certain mortgage loan originators exempt from specified requirements of subtitle -- Commissioner's access to records.

286.8-295 Mortgage loan company and mortgage loan broker to exercise control over operations, employees, and company affairs -- Requirements for alternate work location.

286.8-300 Severability of subtitle's provisions.

286.8-990 Kentucky Residential Mortgage Fraud Act -- Provisions -- Criminal proceedings -- Penalties.