Kansas Statutes
Article 35 - Mortgage Guaranty Insurance Companies
40-3515 Insurance company as member of holding company system; prohibited underwriting activities as condition of certificate of authority; other proscribed activities.

40-3515. Insurance company as member of holding company system; prohibited underwriting activities as condition of certificate of authority; other proscribed activities. (a) If it is a member of a holding company system as defined in K.S.A. 40-3302, a mortgage guaranty insurance company licensed to transact business in this state shall not, as a condition of its certificate of authority, knowingly underwrite mortgage guaranty insurance on mortgages originated by the holding company system or an affiliate or on mortgages originated by any mortgage lender to which credit is extended, directly or indirectly, by the holding company system or any affiliate.
(b) A mortgage guaranty insurance company, the holding company system of which it is a part or any affiliate shall not as a condition of the mortgage guaranty insurance company's certificate of authority, pay any commissions, remuneration, rebates or engage in activities proscribed in K.S.A. 40-3513 and 40-3514.
History: L. 1977, ch. 154, ยง 15; Jan. 1, 1978.

Structure Kansas Statutes

Kansas Statutes

Chapter 40 - Insurance

Article 35 - Mortgage Guaranty Insurance Companies

40-3501 Title of act.

40-3502 Definitions.

40-3503 Capital and surplus requirements.

40-3504 Requirements prior to issuance of policies.

40-3505 Insuring of certain risks prohibited.

40-3506 Preparation of information and advertisements concerning real estate investments of financial institutions; prohibited conduct.

40-3507 Investments; prohibitions.

40-3509 Certificate of authority; eligibility for; time for compliance.

40-3510 Discrimination in issuing or extending insurance prohibited; requirements on lender by insurance company authorized; examination of borrower and appraisal report required prior to writing insurance.

40-3511 Issuance of insurance to lending institutions; extension of coverage to individual loans; consideration as group policies; owner-occupied, single-family dwelling, borrower not liable to company for deficiency arising from foreclosure sale.

40-3512 Limitation on outstanding liability; temporary waiver.

40-3513 Payments or rebates as inducements or compensation for or in connection with placement of insurance prohibited; penalties for violations.

40-3514 Maintaining funds on deposit with insurance company's own insured prohibited; presumptions; other prohibited practices.

40-3515 Insurance company as member of holding company system; prohibited underwriting activities as condition of certificate of authority; other proscribed activities.

40-3516 Unearned premium reserve requirement.

40-3517 Case basis and other loss reserves requirements.

40-3518 Contingency reserve requirement; withdrawals.

40-3519 Reinsurance; establishment and maintenance of reserves in appropriate proportions by insurance company and reinsurer.

40-3520 Establishment of reserves in accord with law of another state where insurance company licensed.

40-3521 Rules and regulations.