Kansas Statutes
Article 10 - Mutual Fire And Tornado Companies
40-1016 Limitation on amount of risk; reinsurance.

40-1016. Limitation on amount of risk; reinsurance. No such company shall expose itself to loss on any one risk or hazard, either by one or more policies, to an amount exceeding ten percent of all its resources at the date of the policy, unless such excess be reinsured, except in organizing the company policies may be issued up to one thousand dollars, and such company may reinsure such portion of its risk as the board of directors deem for the best interest of its policyholders.
History: L. 1927, ch. 231, 40-1016; June 1.

Structure Kansas Statutes

Kansas Statutes

Chapter 40 - Insurance

Article 10 - Mutual Fire And Tornado Companies

40-1001 Mutual company for insurance against fire, lightning, tornado, hail or explosion; exceptions; extended coverage endorsements; limitations.

40-1001a Authority to insure glass breakage, vandalism and theft in addition to coverage under K.S.A. 40-1001; reserve fund and security deposit; requirements.

40-1002 Classification of insurable property.

40-1003 No policy issued until required application, premium notes and securities received.

40-1004 Directors; election; vacancy.

40-1005 Annual meeting of members; proxies.

40-1006 Officers; election; term.

40-1007 Deposit notes.

40-1008 Liability for losses; assessments; indebtedness.

40-1009 Recovery of assessments or on notes; cash policies not assessable.

40-1010 Suits for collection of assessments; liability of officers and directors; suits against company for losses.

40-1011 Property to be assessed and taxed.

40-1012 Bylaws.

40-1013 Classification of risks.

40-1014 Term of policies.

40-1015 Withdrawal of member of company; return premium; cancellation of policy, notice.

40-1016 Limitation on amount of risk; reinsurance.

40-1017 Execution and contents of policy.

40-1018 Reserve fund.

40-1019 Statement for annual meeting.

40-1020 Other corporations as members of company; vote.

40-1021 Guarantee fund.

40-1022 Creation and investment of such fund; liability.

40-1023 Scope of insurance by companies having guarantee fund; foreign companies.

40-1024 Cash or notes in payment of premiums; liability of members of company.

40-1025 Notice of creation of guarantee fund; examination; certificate of authority.

40-1026 Reinsurance of risks; assessment.

40-1027 Mutual fire and tornado companies; paid-up capital and surplus requirements.

40-1028 Consolidation of business into one class; vote of directors.

40-1029 Advances of money and issuance of certificates of indebtedness.