16a-5-108. (UCCC) Unconscionability; inducement by unconscionable conduct. (1) With respect to a consumer credit transaction, if the trier of fact finds:
(a) The agreement to have been unconscionable at the time it was made, or to have been induced by unconscionable conduct, the court may refuse to enforce the agreement; or
(b) any clause of the agreement to have been unconscionable at the time it was made, the court may refuse to enforce the agreement, or may enforce the remainder of the agreement without the unconscionable clause, or may so limit the application of any unconscionable clause as to avoid any unconscionable result.
(2) If it is claimed or appears to the trier of fact that the agreement or any clause thereof may be unconscionable the parties shall be afforded a reasonable opportunity to present evidence as to its setting, purpose, and effect to aid the court in making the determination.
(3) For the purpose of this section, a charge or practice expressly permitted by this act is not unconscionable.
History: L. 1973, ch. 85, ยง 84; January 1, 1974.
Structure Kansas Statutes
Chapter 16a - Consumer Credit Code
Article 5 - Remedies And Penalties
16a-5-103 (UCCC) Restrictions on deficiency judgments.
16a-5-107 (UCCC) Extortionate extensions of credit.
16a-5-108 (UCCC) Unconscionability; inducement by unconscionable conduct.
16a-5-110 (UCCC) Notice of consumer's right to cure.
16a-5-111 (UCCC) Cure of default.
16a-5-112 (UCCC) Creditor's right to take possession after default.
16a-5-201 (UCCC) Effect of violations on rights of parties.
16a-5-202 (UCCC) Refunds and penalties as setoff to obligation.
16a-5-203 (UCCC) Civil liability for violation of disclosure provisions.