16a-3-305. (UCCC) No assignment of earnings. (1) A creditor may not take an assignment of earnings of the consumer for payment or as security for payment of a debt arising out of a consumer credit transaction. An assignment of earnings in violation of this section is unenforceable by the assignee of the earnings and revocable by the consumer. This section does not prohibit an employee from authorizing deductions from his earnings if the authorization is revocable.
(2) A sale of unpaid earnings made in consideration of the payment of money to or for the account of the seller of the earnings is deemed to be a loan to him secured by an assignment of earnings.
History: L. 1973, ch. 85, ยง 51; January 1, 1974.
Structure Kansas Statutes
Chapter 16a - Consumer Credit Code
Article 3 - Regulation Of Agreements And Practices
16a-3-201 (UCCC) Consumer leases.
16a-3-202 (UCCC) Notice to consumer.
16a-3-203 (UCCC) Notice of assignment.
16a-3-203a Receipt of payment by assignor.
16a-3-204 (UCCC) Change in terms of open end credit accounts.
16a-3-205 (UCCC) Receipts; statements of account; evidence of payment.
16a-3-206 (UCCC) Compliance with rules and regulations; truth in lending.
16a-3-207 Consumer loans secured by certain real estate mortgages; appraisals and notice.
16a-3-208 Advertising; prohibited conduct.
16a-3-209 Calendar days used for computing time.
16a-3-301 (UCCC) Security in sales or leases.
16a-3-302 (UCCC) Cross-collateral.
16a-3-303 (UCCC) Debt secured by cross-collateral.
16a-3-304 (UCCC) Use of multiple agreements.
16a-3-305 (UCCC) No assignment of earnings.
16a-3-306 (UCCC) Authorization to confess judgment prohibited.
16a-3-307 (UCCC) Certain negotiable instruments prohibited.
16a-3-308 (UCCC) Balloon payments.
16a-3-309 (UCCC) Referral sales.
16a-3-401 (UCCC) Restriction on liability in consumer lease.
16a-3-402 (UCCC) Limitation on default charges.
16a-3-403 (UCCC) Credit card issuer subject to defenses.
16a-3-405 (UCCC) Lender subject to defenses arising from sales and leases.