Iowa Code
Chapter 87 - WORKERS’ COMPENSATION OR EMPLOYERS’ LIABILITY INSURANCE
Section 87.1 - Insurance of liability required.

87.1 Insurance of liability required.
1. Every employer subject to the provisions of this chapter and chapters 85, 85A, 85B, and 86, unless relieved as hereinafter provided from the requirements imposed under this chapter and chapters 85, 85A, 85B, and 86, shall insure the employer’s liability under this chapter and chapters 85, 85A, 85B, and 86 in some corporation, association, or organization approved by the commissioner of insurance.
2. A motor carrier who contracts with an owner-operator who is acting as an independent contractor pursuant to section 85.61, subsection 11, paragraph “c”, shall not be required to insure the motor carrier’s liability for the owner-operator. A motor carrier may procure compensation liability insurance coverage for these owner-operators, and may charge the owner-operator for the costs of the premiums. A motor carrier shall require the owner-operator to provide and maintain a certificate of workers’ compensation insurance covering the owner-operator’s employees. An owner-operator shall remain responsible for providing compensation liability insurance for the owner-operator’s employees.
3. Every such employer shall exhibit, on demand of the workers’ compensation commissioner, evidence of the employer’s compliance with this section; and if such employer refuses, or neglects to comply with this section, the employer shall be liable in case of injury to any worker in the employer’s employ under the common law as modified by statute.
[S13, §2477-m41; C24, 27, 31, 35, 39, §1467; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §87.1]
91 Acts, ch 209, §2; 94 Acts, ch 1066, §1; 98 Acts, ch 1061, §11; 2007 Acts, ch 22, §22; 2008 Acts, ch 1031, §27, 100
Referred to in §87.4

Structure Iowa Code

Iowa Code

Title III - PUBLIC SERVICES AND REGULATION

Chapter 87 - WORKERS’ COMPENSATION OR EMPLOYERS’ LIABILITY INSURANCE

Section 87.1 - Insurance of liability required.

Section 87.2 - Notice of failure to insure.

Section 87.3 - Maximum commission for renewal.

Section 87.4 - Group and self-insured plans — tax exemption — plan approval.

Section 87.5 - Benefit insurance.

Section 87.6 - Certificate of approval.

Section 87.7 - Termination of plan — appeal.

Section 87.8 - Insolvency clause prohibited.

Section 87.9 - Policy clauses required.

Section 87.10 - Other policy requirements.

Section 87.11 - Relief from insurance — procedures upon employer’s insolvency.

Section 87.11A - Examination required.

Section 87.11B - Obligation to assist an examination — oaths.

Section 87.11C - Self-insurance examiners.

Section 87.11D - Payment of examination expenses by the self-insured employer.

Section 87.11E - Penalties for filing false financial statements.

Section 87.13 - Interpretative clause.

Section 87.14A - Insurance required.

Section 87.15 - Injunctions.

Section 87.16

Section 87.17

Section 87.19 - Failure to comply — proceedings.

Section 87.20 - Revocation of release from insurance.

Section 87.21 - Employer failing to insure.

Section 87.22 - Exclusion from workers’ compensation or employers’ liability coverage — corporate officers, proprietors, limited liability company members, limited liability partners, and partners.

Section 87.23 - Compensation liability insurance not required.

Section 87.24 - Insurance trade practices covered.