Iowa Code
Chapter 536A - INDUSTRIAL LOANS
Section 536A.5 - Exemptions.

536A.5 Exemptions.
This chapter does not apply to any of the following:
1. Businesses organized or operating as permitted under the authority of a law of this state or the United States relating to banks, trust companies, building and loan associations, savings and loan associations, insurance companies, regulated loan companies organized under chapter 536, or credit unions.
2. Persons that make loans only on notes secured by first mortgages on real estate.
3. Licensed real estate brokers or salespersons.
4. A person engaged exclusively in the business of purchasing commodity financing or commercial paper.
5. A pawnbroker.
6. Loans made to a domestic or foreign corporation.
[C66, 71, 73, 75, 77, 79, 81, §536A.5]
85 Acts, ch 158, §10; 2006 Acts, ch 1015, §14
Referred to in §536A.2

Structure Iowa Code

Iowa Code

Title XIII - COMMERCE

Chapter 536A - INDUSTRIAL LOANS

Section 536A.1 - Title.

Section 536A.2 - Definitions.

Section 536A.3 - License.

Section 536A.4 - Limitations.

Section 536A.5 - Exemptions.

Section 536A.6 - Administration by superintendent.

Section 536A.7 - Application for license.

Section 536A.7A - Bonds.

Section 536A.8 - Capital stock requirement.

Section 536A.9 - Investigation of application.

Section 536A.10 - Issuance of license.

Section 536A.11 - Denial of license.

Section 536A.12 - Continuing license — annual fee — change of name or location — change of control.

Section 536A.13 - Books and records.

Section 536A.14 - Reports.

Section 536A.15 - Examination of licensees.

Section 536A.16 - Cease and desist orders.

Section 536A.17 - Injunctions.

Section 536A.18 - Disciplinary action.

Section 536A.19 - Receivership — liquidation.

Section 536A.20 - Real estate loans.

Section 536A.21 - Other business in same office.

Section 536A.22 - Thrift certificates.

Section 536A.23 - Powers of industrial loan companies.

Section 536A.24 - Electronic transactions.

Section 536A.25 - Restrictions.

Section 536A.26 - Prepayment.

Section 536A.27 - Penalty.

Section 536A.28 - Rules.

Section 536A.29 - Enforcement of Iowa consumer credit code.

Section 536A.30 - Nonresident licensees — face-to-face solicitation.

Section 536A.31 - Applicability of Iowa consumer credit code.

Section 536A.32 - Powers and duties of the superintendent — nationwide system.

Section 536A.33

Section 536A.34