515D.6 Prohibited reasons for nonrenewal.
1. An insurer shall not refuse to renew a policy solely because of age, residence, sex, race, color, creed, or occupation.
2. An insurer shall not require a physical examination of a policyholder as a condition for renewal solely on the basis of age or other arbitrary reason. In the event that an insurer requires a physical examination of a policyholder, the burden of proof in establishing reasonable and sufficient grounds for the requirement shall rest with the insurer and the expenses incident to the examination shall be borne by the insurer.
[C71, 73, 75, 77, 79, 81, §515D.6]
2021 Acts, ch 76, §128; 2021 Acts, ch 181, §21
See Code editor’s note on simple harmonization at the beginning of this Code volume
Section amended
Structure Iowa Code
Chapter 515D - AUTOMOBILE INSURANCE CANCELLATION CONTROL
Section 515D.3 - When not applicable.
Section 515D.4 - Notice of cancellation — reasons.
Section 515D.5 - Delivery of notice.
Section 515D.6 - Prohibited reasons for nonrenewal.
Section 515D.7 - Notice of intent.
Section 515D.8 - Duplicate coverage.
Section 515D.9 - Renewal not a waiver or estoppel.
Section 515D.10 - Hearing before commissioner.