514A.1 Definition of accident and sickness insurance policy.
1. As used in this chapter, “policy of accident and sickness insurance” includes a policy or contract covering insurance against loss resulting from sickness, or from bodily injury or death by accident, or both. For the purposes of this chapter the words “policy of accident and sickness insurance” are interchangeable without deviation of meaning with the words “policy of accident and health insurance” or the words “policy of accident or health insurance”.
2. This chapter applies to all individual policies of such accident and sickness insurance written by Iowa or non-Iowa companies or associations duly licensed under chapter 508, 515, or 520 and, societies, orders, or associations licensed under chapter 512B writing sickness and accident policies providing benefits for loss of time.
3. Orders, societies or associations which admit to membership only persons engaged in one or more crafts or hazardous occupations in the same or similar lines of business and the societies or auxiliaries to such orders shall not be subject to the provisions of this chapter nor shall any religious order be subject to the provisions of this chapter.
[C54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §514A.1]
89 Acts, ch 83, §72, 73; 2012 Acts, ch 1023, §115
Referred to in §514D.2, 514D.3, 514D.7
Structure Iowa Code
Chapter 514A - ACCIDENT AND HEALTH INSURANCE
Section 514A.1 - Definition of accident and sickness insurance policy.
Section 514A.2 - Form of policy.
Section 514A.3 - Accident and sickness policy provisions.
Section 514A.3A - Refund of unearned premium upon death of insured.
Section 514A.3B - Additional requirements.
Section 514A.4 - Conforming to statute.
Section 514A.6 - Notice — waiver.
Section 514A.8 - Nonapplication to certain policies.
Section 514A.10 - Judicial review.
Section 514A.11 - Inconsistent acts not applicable.
Section 514A.12 - Title and effective date of chapter.
Section 514A.13 - Filing requirement — prior approval.