Iowa Code
Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS
Section 511.31 - Physician’s certificate — estoppel.

511.31 Physician’s certificate — estoppel.
In any case where the medical examiner, or physician acting as such, of any life insurance company or association doing business in the state shall issue a certificate of health or declare the applicant a fit subject for insurance, or so report to the company or association or its agent under the rules and regulations of the company or association, the company or association shall be estopped from setting up in defense of the action on the policy or certificate that the assured was not in the condition of health required by the policy at the time of the issuance or delivery of the policy or certificate, unless the policy or certificate was procured by or through the fraud or deceit of the assured.
[C97, §1812; C24, 27, 31, 35, 39, §8770; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §511.31]
2016 Acts, ch 1073, §147

Structure Iowa Code

Iowa Code

Title XIII - COMMERCE

Chapter 511 - PROVISIONS APPLICABLE TO LIFE INSURANCE COMPANIES AND ASSOCIATIONS

Section 511.1 - Annual statement of foreign companies.

Section 511.2 - Amended forms of statement.

Section 511.4 - Advertisements — who deemed agent.

Section 511.7 - Recovery of penalties.

Section 511.8 - Investment of funds.

Section 511.8A - Agricultural land.

Section 511.9 - Violations.

Section 511.10 - Rule of valuation.

Section 511.11 - Prohibited loans.

Section 511.12 - Officers not to profit by investments.

Section 511.13 - Disbursements — vouchers — affidavit.

Section 511.14 - Taxes — from what funds payable.

Section 511.16 - Illegal business.

Section 511.17 - Contracts void — recovery — damages — attorney fees.

Section 511.18 - Fraud in procuring insurance.

Section 511.22 - May not advertise authorized capital.

Section 511.23 - Penalties.

Section 511.24 - Fees from domestic and foreign companies.

Section 511.26 - Fee statute — applicability.

Section 511.27 - Commissioner as process agent.

Section 511.28 - Service of process.

Section 511.29 - Interpretation.

Section 511.30 - Intoxication as defense.

Section 511.31 - Physician’s certificate — estoppel.

Section 511.32 - Misrepresentation of age.

Section 511.33 - Application for insurance — duty to attach to policy.

Section 511.34 - Failure to attach — defenses — estoppel.

Section 511.35 - Limitation on proofs of loss.

Section 511.36 - Interest rates on policy loans.

Section 511.38 - Interest on delayed claims payments.

Section 511.39 - Charitable organizations — insurable interest.

Section 511.40 - Employer — insurable interest in employees.