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28-7-5-1. Citation - Sec. 1. This chapter shall be known as the Pawnbroking...
28-7-5-2. Definitions - Sec. 2. In this chapter, unless the context otherwise requires:...
28-7-5-3. Necessity of License; Misleading Representations; Territorial Application - Sec. 3. (a) Except as authorized by this chapter and...
28-7-5-4. Application for License; Business Locations; Criminal History; Evidence of Compliance; Criminal Background Checks and Credit Histories - Sec. 4. (a) Application for a pawnbroker's license shall be...
28-7-5-5. Initial and Renewal Applications; Fees; Financial Statement; Proof of Bond and Insurance; Standards; Tax Warrant List - Sec. 5. (a) The initial application and any renewal application...
28-7-5-5.5. Surety Bond; Requirements; Amount; Termination; Liability; Notices - Sec. 5.5. (a) Each person engaged in the business of...
28-7-5-6. Repealed - Formerly: Acts 1935, c.195, s.6. Repealed by P.L.14-1992, SEC.165.
28-7-5-7. Repealed - Formerly: Acts 1935, c.195, s.7. As amended by P.L.263-1985, SEC.185;...
28-7-5-8. Issuance and Duration of License; Evidence of Compliance; Denial of Application; Person Not Qualifying for License; Replacement of Manager - Sec. 8. (a) Upon an applicant's filing of the application...
28-7-5-9. License Not Transferrable or Assignable; Branch Locations - Sec. 9. (a) As used in this section, "branch location"...
28-7-5-9.1. Change in Control of Licensee; Application to Department; Time Frame for Department's Decision; Conditions for Approval; Duty of Licensee to Report Transfer of Securities; Director's Discretion to Require New License - Sec. 9.1. (a) As used in this section, "control" means...
28-7-5-10. Closing, Opening, or Relocating a Branch; Changes and Events Concerning Licensees or Applicants; Notice to Department Required - Sec. 10. (a) Whenever a licensee: (1) closes an existing...
28-7-5-10.1. Ceasing Business as a Pawnbroker; Requirements; Appointment of Liquidating Agent; Two Month Redemption Period; Partial Payments by Pledgers - Sec. 10.1. (a) A licensee that decides to cease engaging...
28-7-5-10.4. Carrying on Other Business - Sec. 10.4. A licensee may carry on other business at...
28-7-5-10.5. Repealed - As added by P.L.10-2006, SEC.43 and P.L.57-2006, SEC.43. Repealed by...
28-7-5-10.6. Felony Convictions or Pleas; Notice to Department - Sec. 10.6. (a) This section applies if, after a person...
28-7-5-11. License Renewal; Application; Fees - Sec. 11. (a) To remain in force, a license must...
28-7-5-12. Repealed - Formerly: Acts 1935, c.195, s.12. As amended by P.L.263-1985, SEC.189....
28-7-5-13. Suspension or Revocation of License; Order to Show Cause; Order of Suspension or Revocation; Surrender of License; Existing Obligations; Emergency Order for Revocation - Sec. 13. (a) The department may issue to a licensee...
28-7-5-13.1. Failure to File Renewal Form or Pay Renewal Fee; Revocation or Suspension of License - Sec. 13.1. (a) A license issued by the department under...
28-7-5-14. Repealed - Formerly: Acts 1935, c.195, s.14. Repealed by P.L.27-2012, SEC.96.
28-7-5-15. Investigatory and Enforcement Authority; Costs of Investigation; Voided Loans - Sec. 15. (a) For the purpose of discovering violations of...
28-7-5-15.1. Applicability of Law Governing Administrative Orders and Procedures; Venue - Sec. 15.1. Except as otherwise provided, IC 4-21.5 applies to...
28-7-5-16. Books, Accounts, and Records; Examination and Costs; Bills of Sale; Purchase of Precious Metal; Record of Control; Examination of Vendors - Sec. 16. (a) The licensee shall keep and use in...
28-7-5-17. Report; Late Fee - Sec. 17. Each licensee shall file a report as requested...
28-7-5-18. Repealed - Formerly: Acts 1935, c.195, s.18. Repealed by P.L.14-1992, SEC.165.
28-7-5-19. Loan Record Requisites; Data Recording Methods - Sec. 19. (a) Every pawnbroker shall keep a record in...
28-7-5-20. Signature and Thumbprint of Pledger; Electronic Record - Sec. 20. The pawnbroker shall at the time of making...
28-7-5-21. Pawn Ticket; Duty of Reasonable Care in Safekeeping of Articles - Sec. 21. (a) The pawnbroker shall, at the time of...
28-7-5-21.5. Required Disclosure of Information - Sec. 21.5. A pawnbroker is required to disclose to a...
28-7-5-22. Presumptive Right of Ticket Holder to Redeem; Compliance With Local Ordinance or Law Concerning Pledge Retention - Sec. 22. (a) The holder of a ticket described in...
28-7-5-23. Redemption by Mail; Compliance With Local Ordinance or Law Concerning Pledge Retention - Sec. 23. (a) Except as provided in subsection (b), when...
28-7-5-24. Partial Payment Before Maturity - Sec. 24. Upon the pledger's: (1) presentation of the pawn...
28-7-5-25. Loss, Destruction, or Theft of Pawn Ticket - Sec. 25. If a ticket is lost, destroyed, or stolen,...
28-7-5-26. Alteration of Pawn Ticket; Effect - Sec. 26. The alteration of a ticket shall not excuse...
28-7-5-27. Repealed - Formerly: Acts 1935, c.195, s.26. Repealed by P.L.14-1992, SEC.165.
28-7-5-28. Rate of Interest; Calculation for Partial Month; Minimum Term; Reduction in Advance; Penalty for Excessive or Unauthorized Interest or Charges - Sec. 28. (a) The maximum rate of interest charged by...
28-7-5-28.5. Additional Charge; Servicing Fee - Sec. 28.5. (a) Except as provided in subsection (b), in...
28-7-5-29. Liability for Loss to Pledger; Due Care - Sec. 29. A pawnbroker shall be liable for the loss...
28-7-5-29.5. Waiver of Rights Not Permitted - Sec. 29.5. A debtor may not waive or agree to...
28-7-5-30. Two Month Redemption Period; Public Access Prohibited; Unredeemed Property Subject to Sale - Sec. 30. (a) Subject to subsections (b) and (c), upon...
28-7-5-31. Repealed - Formerly: Acts 1935, c.195, s.30. As amended by Acts 1977,...
28-7-5-32. Repealed - Formerly: Acts 1935, c.195, s.31. Repealed by P.L.14-1992, SEC.165.
28-7-5-33. Lien - Sec. 33. A pawnbroker has a first lien on all...
28-7-5-34. Delivery of Pledge; Necessity of Surrender of Pawn Ticket - Sec. 34. A pawnbroker shall not be required to deliver...
28-7-5-35. Conflicting Claims; Sale of Pledge Subject to Adjudication - Sec. 35. If more than one (1) person shall claim...
28-7-5-36. Unlawful Transactions - Sec. 36. (a) No pawnbroker shall: (1) receive any pledge...
28-7-5-37. Violations - Sec. 37. A person who violates this chapter commits a...
28-7-5-37.5. Compliance With Money Laundering Laws; Investigation and Enforcement by the Department - Sec. 37.5. (a) A licensee shall comply with all state...
28-7-5-38. Violations; Civil Action; Injunctive Relief; Civil Penalties - Sec. 38. The department may bring a civil action, including...
28-7-5-38.1. Violations; Civil Penalty - Sec. 38.1. If the department determines, after notice and opportunity...
28-7-5-39. Confidentiality of Records; Exceptions; Safeguarding of Personal Records; Release of Information to Supervisory Agencies - Sec. 39. (a) Records and information generated by licensees in...