Indiana Code
Article 1. Department of Financial Institutions
Chapter 29. Debt Management Companies

28-1-29-0.5. Inapplicability; Attorneys; Depository Financial Institutions; Third-Party Bill Paying Services - Sec. 0.5. (a) This chapter does not apply to: (1)...

28-1-29-1. Definitions - Sec. 1. The following words, when used in this chapter,...

28-1-29-2. Administration of Chapter - Sec. 2. The department shall adopt such rules and regulations...

28-1-29-3. License Required; Persons Operating in Indiana; Evidence of Compliance; Fees; Violations; Renewal; Tax Warrant List - Sec. 3. (a) No person shall operate a debt management...

28-1-29-3.1. Change in Control of Licensee; Application to Department; Time Frame for Department's Decision; Conditions for Approval; Duty of Licensee to Report Transfer of Securities; Director's Discretion to Require New License - Sec. 3.1. (a) As used in this section, "control" means...

28-1-29-4. Suspension or Revocation of License; Order to Show Cause; Order of Suspension or Revocation; Relinquishment of License; Existing Contracts; Emergency Order for Revocation - Sec. 4. (a) The department may issue to a licensee...

28-1-29-4.1. Failure to File Renewal Application or Pay Renewal Fee; Revocation or Suspension of License - Sec. 4.1. (a) A license issued by the department under...

28-1-29-4.5. Collection Agencies or Process Servers; Licenses; Restriction - Sec. 4.5. After August 31, 1981, the department may not...

28-1-29-4.6. Repealed - As added by Acts 1981, P.L.256, SEC.2. Amended by P.L.42-1993,...

28-1-29-5. License Application; Findings by the Department; Felonies; Financial Statements; Denial; Hearing - Sec. 5. (a) Every person doing business as a debt...

28-1-29-5.5. Use of Nmlsr in Department's Licensing System; Reporting of Information to Nmlsr; Confidentiality; Director's Authority to Enter Agreements; Waiver of Privilege; Processing Fee; Electronic Records - Sec. 5.5. (a) As used in this section, "Nationwide Multistate...

28-1-29-6. Surety Bond; Requirements; Amount; Renewal; Termination; Liability; Notices - Sec. 6. (a) Each application for a license must be...

28-1-29-7. Repealed - Formerly: Acts 1971, P.L.397, SEC.1; Acts 1972, P.L.10, SEC.6. Repealed...

28-1-29-7.5. Felonies; Civil Actions; Enforcement Actions; Notice to Department - Sec. 7.5. (a) This section applies if, after a person...

28-1-29-7.7. Budget Analysis and Plan; Written Statement to Debtor; Creditor's Reduction of Amount Owed; Disclosure of Tax Implications - Sec. 7.7. (a) A licensee may not furnish debt management...

28-1-29-8. Agreement Between Licensee and Debtor; Contents; Delivery of Electronic Record; Debtor's Right to Terminate; Creditor's Decision to Reject or Withdraw From Plan; Notice to Creditors; Payments; Budget Analysis; Term of Agreement; Carrying o... - Sec. 8. (a) An agreement between a licensee and a...

28-1-29-8.3. Fees and Charges; Plan, Written Agreement, and Payment to Creditor Required; Set Up Fee; Monthly Service Fee; Close-Out Fee; Department Approval for Additional Charges; Returned Payment Charge; Fees Not Considered Debt - Sec. 8.3. (a) Except as otherwise permitted by this section,...

28-1-29-8.6. Repealed - As added by P.L.35-2010, SEC.129. Repealed by P.L.216-2013, SEC.28.

28-1-29-8.8. Debtor's Failure to Make Payment; Cancellation of Agreement; Letter of Continuation; Return of Money to Contract Debtor - Sec. 8.8. (a) If a contract debtor fails to make...

28-1-29-9. Trust Account; Separate Account for Indiana Contract Debtors Required; Commingling With Funds of Nonresidents With Approval of Director; Requirements and Restrictions; Required Balance; Reconciliation Procedures; Embezzlement; Relocating A... - Sec. 9. (a) All money paid to a licensee by...

28-1-29-9.5. Prohibited Acts; Unauthorized Practice of Law; Compensation Prohibited - Sec. 9.5. (a) A licensee may not, directly or indirectly,...

28-1-29-9.7. Advertising - Sec. 9.7. A licensee: (1) may not use false, misleading,...

28-1-29-10. Repealed - Formerly: Acts 1971, P.L.397, SEC.1; Acts 1972, P.L.10, SEC.6. As...

28-1-29-10.5. Record Keeping and Retention; Examinations and Investigations; Payment of Costs; Court Order Compelling Compliance; Confidentiality; Department's Investigatory and Enforcement Authority; Cooperative Regulatory Agreements; Examination of... - Sec. 10.5. (a) A licensee shall maintain in the licensee's...

28-1-29-11. Impounding Books, Records, and Accounts - Sec. 11. Upon affidavit of any person, or other information...

28-1-29-12. Repealed - Formerly: Acts 1971, P.L.397, SEC.1; Acts 1972, P.L.10, SEC.6. As...

28-1-29-13. Enforcement by the Department; Civil Penalties; Department's Recovery of Costs; Factors for Determining Amount of Civil Penalty; Violation a Class a Misdemeanor - Sec. 13. (a) The department may enforce this chapter and...

28-1-29-14. Review of Department Decisions; Applicability of Laws Governing Administrative Orders and Procedures; Venue - Sec. 14. Any applicant for a license aggrieved by a...

28-1-29-15. Providing Materials and Agreements Electronically; Consumer's Consent Required; Disclosures Through Internet Web Site; Debtor's Right to Request Written Copy - Sec. 15. (a) As used in this section, "consumer" means...

28-1-29-16. Disclosures and Documents to Be in English; Translation Required if Another Language Used - Sec. 16. Unless the department provides otherwise in a rule,...

28-1-29-17. Soliciting or Accepting Contributions From Debtors Prohibited - Sec. 17. Unless a fee is specifically authorized under the...

28-1-29-18. Delegation of Duties; Liability of Licensee; Violations by Lead Generators - Sec. 18. (a) If a licensee delegates any of the...