Indiana Code
Article 4.4. First Lien Mortgage Lending
Chapter 2. Miscellaneous

24-4.4-2-101. Short Title - Sec. 101. This chapter shall be known and may be...

24-4.4-2-201. Duty to Provide Payoff Amount; Liability for Failure to Provide; Prepayment Penalty Prohibited for Adjustable Rate Mortgages; Short Sales; Foreclosed Property; No Protection From Deficiency Judgment - Sec. 201. (1) A creditor or mortgage servicer shall provide,...

24-4.4-2-202. Federal Disclosure Requirements; Creditor's Duty to Comply; Exempt Transactions - Sec. 202. (1) The creditor shall comply with disclosure requirements...

24-4.4-2-301. Violation of State or Federal Law, Regulation, or Rule; Enforcement - Sec. 301. (1) A violation of a state or federal...

24-4.4-2-401. License Required; Registration With Nmlsr; Licensed Mortgage Loan Originators; Loan Processor or Underwriting Activities; Applications for Licensure; Director's Authority to Contract With Nmlsr - Sec. 401. (1) Unless a person subject to this article...

24-4.4-2-402. Applications for Licenses; Issuance; Evidence of Compliance; Use of Nmlsr; Denial of Application; Right to Hearing; Fees; License Not Assignable or Transferable; Tax Warrant List - Sec. 402. (1) The department shall receive and act on...

24-4.4-2-402.1. National Criminal History Background Check; Fingerprints; Payment of Fees or Costs; Use of Nmlsr - Sec. 402.1. (1) When the director requests a national criminal...

24-4.4-2-402.2. Credit Reports; Payment of Fees or Costs; Demonstrated Financial Responsibility; Considerations - Sec. 402.2. (1) If the director requests a credit report...

24-4.4-2-402.3. Surety Bond; Requirements; Amount; Termination; Liability; Notices - Sec. 402.3. (1) Each: (a) creditor; and (b) person that...

24-4.4-2-402.4. Use of Nmlsr in Department's Licensing System; Reporting of Information to Nmlsr; Confidentiality; Director's Authority to Enter Agreements; Waiver of Privilege; Processing Fee; Electronic Records - Sec. 402.4. (1) Subject to subsection (6), the director shall...

24-4.4-2-403. License Renewal; Revocation or Suspension of License Not Renewed; Reinstatement or Appeal; Correcting Amendments - Sec. 403. (1) A mortgage license issued by the department...

24-4.4-2-404. Suspension or Revocation of License as Creditor; Order to Show Cause; Order of Suspension or Revocation; Relinquishment of License; Preexisting Contracts; Emergency Order for Revocation - Sec. 404. (1) The department may issue to a person...

24-4.4-2-404.1. Violations by Individuals; Persons Convicted of Felonies; Civil Penalties; Creditor's Duty to Notify Department of Discharge or Termination - Sec. 404.1. (1) If the director determines that a current...

24-4.4-2-404.2. Director's Notice of Intent to Issue Order; Contents; Hearing; Final Order; Suspension or Prohibition Pending Final Order; Official Record - Sec. 404.2. (1) A notice issued under this chapter must:...

24-4.4-2-404.3. Consent Agreement; Notice of Charges Not Required - Sec. 404.3. If the director enters into a consent to...

24-4.4-2-404.4. Final Order; Penalties; Time for Issuance; Consent Presumed Upon Failure to Appear - Sec. 404.4. (1) If, after a hearing described in section...

24-4.4-2-404.5. Final Order; Effective Date; Authority of Department or Court to Stay, Modify, or Vacate - Sec. 404.5. (1) A final order issued under this chapter...

24-4.4-2-404.6. Factors for Determining Amount of Civil Penalty; Indemnification by Creditor Prohibited; Deposit of Civil Penalties in Financial Institutions Fund - Sec. 404.6. (1) The director or the department, as appropriate,...

24-4.4-2-404.7. Authority of Director to Enforce Orders, Agreements, or Conditions in Court - Sec. 404.7. The director may enforce any of the following...

24-4.4-2-405. Record Keeping; Use of Unique Identifier on Forms and Documents; Use of Examination and Regulatory Software; Reports of Condition to Nmlsr; Financial Statements; Notice to Department of Certain Events or Changes - Sec. 405. (1) Every licensee shall maintain records in a...

24-4.4-2-406. Change in Control of Creditor; Application to Department; Timeframe for Department's Decision; Conditions for Approval; Creditor's Duty to Report Transfer of Securities; Director's Discretion to Require New License - Sec. 406. (1) As used in this section, "control" means...

24-4.4-2-501. Creditor's Duty to Comply With Closing Requirements - Sec. 501. A creditor in a first lien mortgage transaction...

24-4.4-2-502. Debtor's Right to Rescind; Accruing Interest Prohibited During Rescission Period; Disbursement of Proceeds - Sec. 502. (1) A violation by a creditor in a...

24-4.4-2-503. Reverse Mortgages; Pamphlet; Counseling Required for Debtor - Sec. 503. A creditor in a first lien mortgage transaction...