Indiana Code
Chapter 26. Real Property Suspected to Be Vacant or Abandoned
34-30-26-1. "Creditor"

Sec. 1. (a) As used in this chapter, "creditor" means a person:
(1) that regularly engages in Indiana in the extension of mortgages that are subject to a credit service charge or loan finance charge, as applicable, or are payable by written agreement in more than four (4) installments (not including a down payment); and
(2) to whom the obligation arising from a mortgage is initially payable, either on the face of the note or contract, or by agreement if there is not a note or contract.
(b) The term includes the following:
(1) A mortgage servicer.
(2) An agent of a creditor.
As added by P.L.170-2011, SEC.15.

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