Indiana Code
Chapter 13. Loans and Investments of Banks and Trust Companies
28-1-13-11. Reduction of Existing Obligations Held in Excess of Limitations

Sec. 11. Except as otherwise provided in this chapter, any bank or trust company which holds obligations of indebtedness in violation of the limitations prescribed in this chapter shall, not later than July 1, 1936, cause the amount of such obligations to conform to the limitations prescribed by this article and by the provisions of this chapter. The department may, in its discretion, extend the time for effecting such conformity, in individual instances, if the interests of the depositors will be protected and served by such extension. Upon the failure of any bank or trust company to comply with such limitations, in accordance with the terms of this section or in accordance with any order of the department with relation to such limitations, the department may declare that such bank or trust company is conducting its business in an unauthorized or unsafe manner and proceed in accordance with IC 28-1-3.1-2.
Formerly Acts 1933, c.40, s.205. Amended by P.L.263-1985, SEC.68.

Structure Indiana Code

Indiana Code

Title 28. Financial Institutions

Article 1. Department of Financial Institutions

Chapter 13. Loans and Investments of Banks and Trust Companies

28-1-13-1. Repealed

28-1-13-1.1. "Capital and Surplus" or "Unimpaired Capital and Unimpaired Surplus" Defined

28-1-13-1.2. "Loans and Extensions of Credit" Defined

28-1-13-1.3. "Person" Defined

28-1-13-1.4. Repealed

28-1-13-1.5. Limits on Total Loans and Extensions of Credit to One Borrower; Loans and Extensions Not Fully Secured; Loans and Extensions Fully Secured; Derivative Transactions

28-1-13-1.6. Exceptions to Limitations on Loans or Extensions of Credit to One Borrower

28-1-13-1.7. Limit on Total Consumer Credit Obligation of One Borrower

28-1-13-1.8. Limit on Obligations Secured by Documents or Instruments Covering Livestock; Dealer Discount of Paper Securing Sale of Dairy Cattle With Payment Guaranteed by Seller

28-1-13-2. Repealed

28-1-13-3. Repealed

28-1-13-4. Repealed

28-1-13-5. Repealed

28-1-13-6. Extension of Credit to Officers, Directors, or Principal Shareholders; Compliance With Federal Restrictions

28-1-13-7. Repealed

28-1-13-7.1. State Chartered Banks; Real Estate Loans

28-1-13-8. Loans on Security of Own Shares; Acquisition of Shares; Disposition

28-1-13-9. Repealed

28-1-13-10. Prohibition Against Accepting Compensation for Procuring Loan; Exception for Bona Fide Employment or Compensation Agreements

28-1-13-11. Reduction of Existing Obligations Held in Excess of Limitations

28-1-13-12. Loans or Credit to Student Loan Marketing Association; Applicability of Capital and Surplus Limitation

28-1-13-13. Applicability of Federal Regulations