Sec. 9.5. (a) The commissioner shall provide insurers with assistance from one (1) or more individuals with technical expertise in mine subsidence for the purpose of assisting with the adjusting of claims under coverage issued under this chapter. If the commissioner considers it necessary in order to comply with this section, the commissioner may:
(1) expand the staff of the department of insurance; or
(2) enter into contracts providing for the services of persons with the necessary technical expertise to provide assistance to insurers in the determination of subsidence events.
(b) The adjustment of a claim against a policy that includes mine subsidence coverage under this chapter is the sole responsibility of the insurer until the insurer makes a preliminary determination that the loss may involve mine subsidence. Upon such a determination, those persons retained by the commissioner as set out in subsection (a) shall assist the commissioner and insurer in determining the existence of a mine subsidence event and the costs of the event shall be paid from the fund established by section 7 of this chapter.
As added by P.L.124-1992, SEC.8. Amended by P.L.101-2016, SEC.5; P.L.136-2018, SEC.186.
Structure Indiana Code
Article 7. Special Types of Insurance
Chapter 9. Mine Subsidence Insurance
27-7-9-5.4. "Type of Insurance Described in Class 3(a) of Ic 27-1-5-1"
27-7-9-6. List of Counties in Which Mine Subsidence Insurance Available
27-7-9-7. Mine Subsidence Insurance Fund; Deposits; Investment
27-7-9-8. Extent of Coverage Necessary; Deductible
27-7-9-8.4. Additional Forms of Coverage; Application to Structures
27-7-9-9. Reinsurance; Terms; Ceding Commission
27-7-9-9.5. Assistance With Adjusting of Claims; Responsibility of Insurer; Costs Paid From Fund
27-7-9-11. Report to Commissioner
27-7-9-12. Payment to Insurer Upon Receipt of Loss Report
27-7-9-14. Subrogation Rights; Reports
27-7-9-15. Recourse Against Insurer or Policyholder; Fraud or Policy Violations
27-7-9-16. Delegation of Powers