Indiana Code
Chapter 24. Coverage With Innocent Coinsured
27-2-24-5. "Innocent Coinsured"

Sec. 5. As used in this chapter, "innocent coinsured" means an individual who:
(1) is insured under a policy of property or casualty insurance;
(2) did not have knowledge of, cooperate in, or intentionally contribute to a property loss that was caused or arranged by another individual who:
(A) is also insured under the policy of property or casualty insurance; and
(B) either:
(i) died; or
(ii) has been charged with a crime based on a court finding that there is probable cause to believe that the individual committed the crime;
in connection with the circumstances that caused the property loss;
(3) signs a sworn affidavit attesting that the individual did not have knowledge of, cooperate in, or intentionally contribute to the property loss; and
(4) cooperates in:
(A) the investigation and resolution of the claim for the property loss;
(B) any police investigation related to the property loss; and
(C) any criminal prosecution of the individual that caused or arranged the property loss.
As added by P.L.148-2017, SEC.8.