Sec. 22. (a) A consumer reporting agency may not provide or sell data or lists that include information submitted in conjunction with:
(1) an insurance inquiry about a consumer's credit information; or
(2) a request for a credit report or insurance score;
including the expiration dates of an insurance policy or other information that may identify periods during which a consumer's insurance expires and the terms and conditions of the consumer's insurance coverage.
(b) The restrictions under subsection (a) do not apply to data or lists a consumer reporting agency supplies to an:
(1) insurance producer from whom the information was received;
(2) insurer on behalf of which the insurance producer described in subdivision (1) acted; or
(3) affiliate or holding company of the insurer described in subdivision (2).
(c) This section does not prohibit an insurer from obtaining a claim history report or a motor vehicle report.
As added by P.L.201-2003, SEC.1.
Structure Indiana Code
Article 2. Powers and Duties of Insurers
Chapter 21. Use of Credit Information
27-2-21-0.1. Application of Chapter
27-2-21-6. "Consumer Reporting Agency"
27-2-21-7. "Credit Information"
27-2-21-10. "Insurance Producer"
27-2-21-14. "Personal Insurance Policy"
27-2-21-16. Requirements for Insurer Use of Credit Information
27-2-21-17. Incorrect or Incomplete Credit Information; Notice; Remedy
27-2-21-18. Disclosure of Use of Credit Information
27-2-21-19. Adverse Action Based on Credit Information; Notice
27-2-21-21. Insurance Producer Indemnification, Defense, and Hold Harmless