Indiana Code
Chapter 7. Requirements for Group Contracts, Individual Contracts, and Evidence of Coverage
27-13-7-3. Contract Provisions

Sec. 3. (a) A contract referred to in section 1 of this chapter must clearly state the following:
(1) The name and address of the health maintenance organization.
(2) Eligibility requirements.
(3) Benefits and services within the service area.
(4) Emergency care benefits and services.
(5) Any out-of-area benefits and services.
(6) Copayments, deductibles, and other out-of-pocket costs.
(7) Limitations and exclusions.
(8) Enrollee termination provisions.
(9) Any enrollee reinstatement provisions.
(10) Claims procedures.
(11) Enrollee grievance procedures.
(12) Continuation of coverage provisions.
(13) Conversion provisions.
(14) Extension of benefit provisions.
(15) Coordination of benefit provisions.
(16) Any subrogation provisions.
(17) A description of the service area.
(18) The entire contract provisions.
(19) The term of the coverage provided by the contract.
(20) Any right of cancellation of the group or individual contract holder.
(21) Right of renewal provisions.
(22) Provisions regarding reinstatement of a group or an individual contract holder.
(23) Grace period provisions.
(24) A provision on conformity with state law.
(25) A provision or provisions that comply with the:
(A) guaranteed renewability; and
(B) group portability;
requirements of the federal Health Insurance Portability and Accountability Act of 1996 (26 U.S.C. 9801(c)(1)).
(26) That the contract provides, upon request of the subscriber, coverage for a child of the subscriber until the date the child becomes twenty-six (26) years of age.
(b) For purposes of subsection (a), an evidence of coverage which is filed with a contract may be considered part of the contract.
As added by P.L.26-1994, SEC.25. Amended by P.L.91-1998, SEC.22; P.L.218-2007, SEC.50; P.L.160-2011, SEC.27.

Structure Indiana Code

Indiana Code

Title 27. Insurance

Article 13. Health Maintenance Organizations

Chapter 7. Requirements for Group Contracts, Individual Contracts, and Evidence of Coverage

27-13-7-0.1. Application of Certain Amendments to Chapter

27-13-7-1. Persons Entitled to Copies of Contracts

27-13-7-2. Deceptive Contract Provisions Prohibited

27-13-7-3. Contract Provisions

27-13-7-4. Compliance With Requirements; Ten Day Grace Period

27-13-7-5. Evidence of Coverage

27-13-7-6. Evidence of Coverage; Prohibited Provisions

27-13-7-7. Evidence of Coverage; Required Statement

27-13-7-7.5. Prohibition on Coverage of Abortion; Exceptions; Coverage Through Rider or Endorsement

27-13-7-7.5-b. Prohibition on Coverage of Abortion; Exceptions; Coverage Through Rider or Endorsement

27-13-7-8. Readability Standards

27-13-7-9. Approval of Forms by Commissioner

27-13-7-10. Coverage Outside Indiana; Commissioner's Approval Not Required

27-13-7-11. Filing of Form With Commissioner; Review Period; Approval; Withdrawal of Approval; Hearing

27-13-7-12. Additional Information Required by Commissioner

27-13-7-13. Continuation of Coverage Statement

27-13-7-14. Post-Mastectomy Coverage

27-13-7-14.2. "Treatment of a Mental Illness or Substance Abuse"; "Act"; "Nonqualitative Treatment Limitations"; Reporting and Analysis Requirements for Individual and Group Contracts

27-13-7-14.5. Coverage for Nonexperimental, Surgical Treatment of Morbid Obesity

27-13-7-14.7. Coverage for Autism Spectrum Disorders

27-13-7-14.8. Treatment Limitations or Financial Requirements on Coverage of Services for Mental Illness

27-13-7-15. Dental Care Provisions Required

27-13-7-15.3. Breast Cancer Screening Mammography

27-13-7-16. Prostate Specific Antigen Test

27-13-7-17. Coverage for Colorectal Cancer Screening; Exception for Grandfathered Health Plans

27-13-7-18. Inherited Metabolic Disease Coverage

27-13-7-19. Coverage for Orthotic Devices and Prosthetic Devices

27-13-7-20. Prohibition on Chemotherapy Coverage Limitations

27-13-7-20.1. Individual or Group Contract Providing Coverage for Prescription Eye Drops; Refill of Prescription Eye Drops; Requirements

27-13-7-20.2. Coverage for Care Related to Cancer Clinical Trials

27-13-7-20.4. Applicability; Coverage for Methadone for Treatment of Pain

27-13-7-21. High Breast Density

27-13-7-22. Coverage of Telehealth Services; Prohibition on Requiring Use of Specific Information Technology Application

27-13-7-23. Step Therapy Protocol

27-13-7-24. Coverage for Anatomical Gifts, Transplantation, or Related Health Care Services

27-13-7-24.5. Coverage for Chronic Pain Management

27-13-7-26. Coverage for Pediatric Neuropsychiatric Disorders

27-13-7-27. Reimbursement for Emergency Medical Services