Sec. 3. Except as otherwise provided in this chapter, a policy issued for delivery in Indiana must meet the following minimum requirements:
(1) The text achieves a minimum score of forty (40) on the Flesch reading ease test or an equivalent score on a comparable test approved by the commissioner as provided by section 6 of this chapter.
(2) It is printed, except for specification pages, schedules, and tables, in not less than ten (10) point type, one (1) point leaded.
(3) The style, arrangement, and overall appearance of the policy give no undue prominence to any portion of the text of the policy or to any endorsements or riders.
(4) It must contain a table of contents or an index of the principal sections of the policy if:
(A) the policy has three thousand (3,000) or more words; or
(B) the policy has three (3) or more pages.
As added by Acts 1981, P.L.245, SEC.1.
Structure Indiana Code
Article 1. Department of Insurance
Chapter 26. Policy Language Simplification
27-1-26-2. Policies and Forms Not Subject to Chapter
27-1-26-3. Minimum Requirements
27-1-26-4. Non-English Language Policies
27-1-26-5. Flesch Reading Ease Score; Procedure to Determine; Rules of Construction
27-1-26-6. Reading Ease; Alternative Tests
27-1-26-8. Separate Test Scores Permitted for Riders, Endorsements, Applications, and Other Forms
27-1-26-9. Policies With Failing Scores; Issuance for Delivery Authorized Upon Certain Findings