Indiana Code
Chapter 16.1. Self-Storage Insurance
27-1-16.1-10. Written Disclosures and Information

Sec. 10. (a) A self-storage facility shall, at each location where self-storage insurance is sold, solicited, or negotiated, make available to customers written materials concerning the self-storage insurance.
(b) The written materials available under subsection (a) must do all the following:
(1) Disclose that self-storage insurance may duplicate coverage already provided under a customer's homeowner's insurance policy, renter's insurance policy, or other coverage.
(2) State that if insurance is required as a condition of a self-storage rental agreement, the requirement may be satisfied by the customer's:
(A) purchase of self-storage insurance that is sold, solicited, or negotiated by the self-storage facility; or
(B) presentation to the self-storage facility of evidence of other applicable insurance coverage.
(3) Summarize the material terms of each self-storage insurance policy under which insurance is available from the self-storage facility, including all the following:
(A) The identity of the insurer that issues the self-storage insurance policy.
(B) The identity of any supervising entity.
(C) All costs related to the self-storage insurance policy.
(D) The amount of any applicable deductible.
(E) The benefits of the self-storage insurance.
(F) The key terms and conditions of coverage.
(4) Summarize the process for filing a claim.
(5) State that an insured customer may cancel the insured customer's coverage under the self-storage insurance policy at any time and the person who pays the premium will receive a refund of unearned premium.
As added by P.L.81-2013, SEC.3.