Indiana Code
Chapter 9. Motor Vehicle Rental Companies
24-4-9-13. Limitation of Renter's Liability Generally

Sec. 13. A rental company and renter may agree that the renter will be responsible for no more than all of the following:
(1) Physical damage to the rented vehicle up to its fair market value regardless of the cause of damage.
(2) Mechanical damage to the rental vehicle, up to and including the rental vehicle's fair market value, resulting from:
(A) a collision;
(B) an impact; or
(C) another incident that is caused by the renter's or authorized driver's deliberate act.
(3) Loss due to theft of the rental vehicle up to its fair market value.
(4) Physical damage to the rented vehicle up to its fair market value resulting from vandalism occurring after, or in connection with, the theft of the rented vehicle.
(5) Physical damage to the rented vehicle and loss of use of the rented vehicle up to its fair market value resulting from vandalism unrelated to the theft of the rented vehicle.
(6) Loss of use of the rented vehicle, if the renter is liable for damage.
(7) Actual charges for towing, storage, and impoundment fees paid by the rental company, if the renter is liable for damage.
(8) Reasonable attorney's fees related to the enforcement of the rental agreement.
(9) An administrative charge.
(10) The cost of appraisal and all other costs and expenses incident to the damage, loss, loss of use, repair, or replacement of the rented vehicle.
However, a damage waiver sold by the rental company must cover all damage, loss, and liability described in this section, less any deductible included in the waiver.
As added by P.L.232-1989, SEC.1. Amended by P.L.70-2003, SEC.1; P.L.19-2005, SEC.4; P.L.126-2015, SEC.1; P.L.176-2018, SEC.2.

Structure Indiana Code

Indiana Code

Title 24. Trade Regulation

Article 4. Regulated Businesses

Chapter 9. Motor Vehicle Rental Companies

24-4-9-0.1. Application of Chapter to Certain Rental Agreements

24-4-9-1. "Authorized Driver"

24-4-9-2. "Damage Waiver"; "Waiver"

24-4-9-3. "Damage"

24-4-9-4. "Person"

24-4-9-5. "Rental Agreement"

24-4-9-6. "Renter"

24-4-9-7. "Rental Company"

24-4-9-8. "Vehicle"

24-4-9-8.5. "Vehicle License Cost Recovery Fee"

24-4-9-9. Rental Agreement Application of Damage Waivers

24-4-9-10. Sale of Damage Waivers; Disclosures; Acknowledgment by Renter

24-4-9-11. Repealed

24-4-9-11.1. Vehicle License Cost Recovery Fee; Estimates; Adjustment

24-4-9-12. Rental Company's Action for Damages

24-4-9-13. Limitation of Renter's Liability Generally

24-4-9-14. Damage to Rented Vehicle; Rental Company's Loss of Use of Damaged Vehicle; Administrative Charges

24-4-9-15. Renter's Maximum Total Liability; Multiple Recovery of Single Item of Damages

24-4-9-16. Damage Deposits or Advances; Payment for Damage; Liability

24-4-9-17. Rental Rates, Mileage Charges, and Fees; Disclosures and Prohibited Practices

24-4-9-18. Additional Charges for Optional Items

24-4-9-19. Nonconforming Rental Agreements Unenforceable

24-4-9-20. Renter's Action for Damages or Equitable Relief; Attorney's Fees

24-4-9-21. Waiver of Chapter Provisions Void and Unenforceable

24-4-9-22. Unfair, Deceptive, or Coercive Acts by Rental Company

24-4-9-23. Statistical Reporting by Rental Companies; Administration Review of Maximum Charge for Damage Waiver

24-4-9-24. Remedies for Rental Company Violations of Chapter Provisions