41-5202. PURPOSE. The purpose and intent of this chapter is to promote the availability of health insurance coverage to persons not covered by employment based insurance regardless of their health status or claims experience, to prevent abusive rating practices, to require disclosure of rating practices to purchasers, to establish rules regarding renewability of coverage, to establish limitations on the use of preexisting condition exclusions, and to improve the overall fairness and efficiency of the individual health insurance market.
This chapter is not intended to provide a comprehensive solution to the problem of affordability of health care or health insurance.
History:
[41-5202, added 1994, ch. 427, sec. 1, p. 1338; am. 1997, ch. 321, sec. 19, p. 980; am. 2000, ch. 472, sec. 10, p. 1623.]
Structure Idaho Code
Chapter 52 - INDIVIDUAL HEALTH INSURANCE AVAILABILITY ACT
Section 41-5201 - SHORT TITLE.
Section 41-5203 - DEFINITIONS.
Section 41-5204 - APPLICABILITY AND SCOPE.
Section 41-5206 - RESTRICTIONS RELATING TO PREMIUM RATES.
Section 41-5207 - RENEWABILITY OF COVERAGE.
Section 41-5208 - AVAILABILITY OF COVERAGE — PREEXISTING CONDITIONS — PORTABILITY.
Section 41-5209 - NOTICE OF INTENT TO OPERATE AS A RISK-ASSUMING CARRIER OR A REINSURING CARRIER.
Section 41-5210 - APPLICATION TO BECOME A RISK-ASSUMING CARRIER.
Section 41-5211 - ADMINISTRATIVE PROCEDURES.