Idaho Code
Chapter 10 - PRODUCER LICENSING
Section 41-1096 - NO NEGATIVE OPTION OR OPT OUT.

41-1096. NO NEGATIVE OPTION OR OPT OUT. No person offering travel insurance on an individual or group basis may do so using a negative option or option to opt out, that would require a consumer to take an affirmative action to deselect coverage such as unchecking a box on an electronic form when purchasing a trip. It shall not be an unfair trade practice to include blanket travel insurance coverage with the purchase of a trip, provided the coverage is not marketed as free.

History:
[41-1096, added 2017, ch. 198, sec. 8, p. 497.]

Structure Idaho Code

Idaho Code

Title 41 - INSURANCE

Chapter 10 - PRODUCER LICENSING

Section 41-1001 - PURPOSE AND SCOPE.

Section 41-1002 - TERMS CONSTRUED.

Section 41-1003 - DEFINITIONS.

Section 41-1004 - LICENSE REQUIRED.

Section 41-1005 - EXCEPTIONS TO LICENSING.

Section 41-1006 - APPLICATION FOR EXAMINATION.

Section 41-1007 - APPLICATION FOR PRODUCER LICENSE.

Section 41-1008 - PRODUCER LICENSE.

Section 41-1009 - NONRESIDENT PRODUCER LICENSE.

Section 41-1010 - NONRESIDENT PRODUCERS — SERVICE OF PROCESS.

Section 41-1011 - ISSUANCE — REFUSAL OF LICENSE.

Section 41-1012 - EXEMPTION FROM EXAMINATION.

Section 41-1013 - CONTINUATION — EXPIRATION OF LICENSES — CONTINUING EDUCATION STATEMENT.

Section 41-1014 - ASSUMED NAMES.

Section 41-1015 - TEMPORARY LICENSING.

Section 41-1016 - ADMINISTRATIVE PENALTY — SUSPENSION, REVOCATION, REFUSAL OF LICENSE.

Section 41-1017 - COMMISSIONS.

Section 41-1018 - APPOINTMENTS.

Section 41-1019 - NOTIFICATION TO DIRECTOR OF TERMINATION.

Section 41-1020 - RECIPROCITY.

Section 41-1021 - REPORTING OF ACTIONS.

Section 41-1022 - INSURERS MUST ACCEPT BUSINESS THROUGH LICENSED PRODUCERS ONLY.

Section 41-1023 - COUNTERSIGNATURE OF POLICIES — POWER OF ATTORNEY.

Section 41-1024 - REPORTING AND ACCOUNTING FOR PREMIUMS.

Section 41-1025 - RULES.

Section 41-1026 - PROCEDURE FOLLOWING SUSPENSION, REVOCATION, DENIAL — REINSTATEMENT.

Section 41-1028 - INACTIVE STATUS.

Section 41-1029 - SEVERABILITY.

Section 41-1030 - PRODUCER COMPENSATION.

Section 41-1036 - RECORDS.

Section 41-1037 - REQUIREMENTS FOR BAIL AGENTS — FINDINGS — PURPOSE.

Section 41-1038 - DEFINITIONS.

Section 41-1039 - LICENSE REQUIRED.

Section 41-1039A - NOTICE.

Section 41-1040 - BOND REQUIRED.

Section 41-1041 - RECORDS.

Section 41-1042 - COLLECTIONS AND CHARGES PERMITTED.

Section 41-1043 - COLLATERAL.

Section 41-1044 - EARLY SURRENDER OF DEFENDANT TO CUSTODY — RETURN OF PREMIUM.

Section 41-1045 - RESPONSIBILITY FOR ACTIONS OF OTHERS.

Section 41-1081 - REQUIREMENTS FOR SALE OF PORTABLE ELECTRONICS INSURANCE — FINDINGS — PURPOSE.

Section 41-1082 - DEFINITIONS.

Section 41-1083 - LICENSURE OF VENDORS.

Section 41-1084 - REQUIREMENTS FOR SALE OF PORTABLE ELECTRONICS INSURANCE.

Section 41-1085 - AUTHORITY OF VENDORS OF PORTABLE ELECTRONICS.

Section 41-1086 - RESPONSIBILITY FOR ACTIONS OF OTHERS.

Section 41-1087 - SUSPENSION OR REVOCATION OF LICENSE.

Section 41-1088 - TERMINATION OF PORTABLE ELECTRONICS INSURANCE.

Section 41-1089 - APPLICATION FOR LICENSE AND FEES.

Section 41-1090 - SHORT TITLE.

Section 41-1091 - DEFINITIONS.

Section 41-1092 - REQUIREMENTS FOR LIMITED LINES TRAVEL INSURANCE PRODUCERS.

Section 41-1093 - REGISTRATION REQUIRED.

Section 41-1094 - TYPE OF POLICY.

Section 41-1095 - RESPONSIBILITY OF LIMITED LINES TRAVEL INSURANCE PRODUCERS.

Section 41-1096 - NO NEGATIVE OPTION OR OPT OUT.

Section 41-1097 - ENFORCEMENT.