Hawaii Revised Statutes
Title 24. Insurance
431. Insurance Code

431:9-243 Qualification for independent bill reviewer's license. - §431:9-243 Qualification for independent bill reviewer's license. To qualify for...

431:9A-112 License denial, nonrenewal, suspension, or revocation. - §431:9A-112 License denial, nonrenewal, suspension, or revocation. (a) The commissioner...

431:9A-112.3 Suspension or denial of license for noncompliance with support order. - §431:9A-112.3 Suspension or denial of license for noncompliance with support...

431:9A-112.5 Controlled business. - §431:9A-112.5 Controlled business. (a) The commissioner shall neither grant nor...

431:9A-113 Commissions. - §431:9A-113 Commissions. (a) An insurance company or insurance producer shall...

431:9A-114 Appointments. - §431:9A-114 Appointments. (a) An insurance producer shall not act as...

431:9A-115 Notification to commissioner of termination. - §431:9A-115 Notification to commissioner of termination. (a) An insurer or...

431:9A-116 Reciprocity. - §431:9A-116 Reciprocity. (a) The commissioner shall waive any requirements for...

431:9A-117 Reporting of actions. - §431:9A-117 Reporting of actions. (a) A producer shall report to...

431:9A-118 Rules. - §431:9A-118 Rules. The commissioner may, in accordance with chapter 91,...

431:9A-119 Scope of examination. - §431:9A-119 Scope of examination. (a) The commissioner shall prescribe each...

431:9A-120 Time of examinations. - §431:9A-120 Time of examinations. (a) The commissioner shall give examinations...

431:9A-121 Advisory board. - §431:9A-121 Advisory board. The commissioner may, in the commissioner's discretion,...

431:9A-122 Place of business. - §431:9A-122 Place of business. (a) Every licensed insurance producer shall...

431:9A-123 Records of insurance producer. - §431:9A-123 Records of insurance producer. (a) Every insurance producer shall...

431:9A-123.5 Reporting and accounting for premiums - §431:9A-123.5 Reporting and accounting for premiums. (a) Every licensed producer...

431:9A-124 Prerequisites for license renewal. - §431:9A-124 Prerequisites for license renewal. (a) To qualify for a...

431:9A-125 Continuing education recordkeeping. - §431:9A-125 Continuing education recordkeeping. (a) Licensees shall maintain their own...

431:9A-126 Power to fine. - §431:9A-126 Power to fine. (a) The order levying the fine...

431:9A-127 Fine in lieu. - §431:9A-127 Fine in lieu. (a) Upon the hearing of an...

431:9A-128 Nondiscrimination. - §431:9A-128 Nondiscrimination. Continuing education courses provided by insurers to insurance...

431:9A-129 Penalty. - §431:9A-129 Penalty. (a) The commissioner may revoke or suspend the...

431:9A-130 Commissioner's authority to grant waiver. - §431:9A-130 Commissioner's authority to grant waiver. Upon the receiving of...

431:9A-141 Definitions. - §431:9A-141 Definitions. Unless specified otherwise, the following definitions shall be...

431:9A-142 Requirements for license and renewal. - §431:9A-142 Requirements for license and renewal. (a) Applicants seeking licensure...

431:9A-143 Standard of conduct - §431:9A-143 Standard of conduct. A person issued a limited lines...

431:9A-151 Continuing education course provider certificate. - §431:9A-151 Continuing education course provider certificate. (a) An approved continuing...

431:9A-152 Continuing education course provider additional duties. - §431:9A-152 Continuing education course provider additional duties. In addition to...

431:9A-153 Courses. - §431:9A-153 Courses. (a) No continuing education course hours shall be...

431:9A-154 Self-study courses. - §431:9A-154 Self-study courses. (a) In addition to the requirements of...

431:9A-155 Carryover credits. - §431:9A-155 Carryover credits. No credit hours earned during a single...

431:9A-156 Course instructors. - §431:9A-156 Course instructors. (a) The commissioner may deem a continuing...

431:9A-157 Tuition. - §431:9A-157 Tuition. (a) The following are requirements that providers shall...

431:9A-158 Reporting credit hours and recordkeeping. - §431:9A-158 Reporting credit hours and recordkeeping. Continuing education course providers...

431:9A-159 Advertising. - §431:9A-159 Advertising. (a) A course shall not be advertised as...

431:9A-160 Advisory committee. - §431:9A-160 Advisory committee. (a) The commissioner may establish an advisory...

431:9A-171 Definitions. - §431:9A-171 Definitions. For purposes of this part: "Commissioner" means the...

431:9A-172 Licensure of owners. - §431:9A-172 Licensure of owners. (a) An owner of a self-service...

431:9A-173 Requirements for sale of stored property insurance. - §431:9A-173 Requirements for sale of stored property insurance. At every...

431:9A-174 Authority of owners. - §431:9A-174 Authority of owners. (a) The employees and authorized representatives...

431:9A-175 Sanctions for violations. - §431:9A-175 Sanctions for violations. An owner or its employee or...

431:9A-176 Application for license and fees. - §431:9A-176 Application for license and fees. (a) A sworn application...

431:9A-177 Standard of conduct - §431:9A-177 Standard of conduct. An owner issued a limited lines...

431:9B-101 Definitions. - Cross References Credit for reinsurance, see article 4A. Law Journals...

431:9B-102 Licensure. - §431:9B-102 Licensure. (a) No person, firm, association, or corporation shall...

431:9B-103 Required contract provisions; reinsurance intermediary-brokers. - §431:9B-103 Required contract provisions; reinsurance intermediary-brokers. Transactions between a reinsurance...

431:9B-104 Books and records; reinsurance intermediary-brokers. - §431:9B-104 Books and records; reinsurance intermediary-brokers. (a) For at least...

431:9B-105 Duties of insurers utilizing the services of a reinsurance intermediary-broker. - §431:9B-105 Duties of insurers utilizing the services of a reinsurance...

431:9B-106 Required contract provisions; reinsurance intermediary-managers. - §431:9B-106 Required contract provisions; reinsurance intermediary-managers. Transactions between a reinsurance...

431:9B-107 Prohibited acts. - §431:9B-107 Prohibited acts. The reinsurance intermediary-manager shall not: (1) Cede...

431:9B-108 Duties of reinsurers utilizing the services of a reinsurance intermediary-manager. - §431:9B-108 Duties of reinsurers utilizing the services of a reinsurance...

431:9B-109 Examination authority. - §431:9B-109 Examination authority. (a) A reinsurance intermediary shall be subject...

431:9B-110 Penalties and liabilities. - §431:9B-110 Penalties and liabilities. (a) After a hearing conducted in...

431:9B-111 Rules. - §431:9B-111 Rules. The commissioner may adopt reasonable rules under chapter...

431:9C-101 Definitions. - §431:9C-101 Definitions. For purposes of this article: "Actuary" means a...

431:9C-102 Licensure. - §431:9C-102 Licensure. (a) No person, firm, association, or corporation shall...

431:9C-103 Required contract provisions - §431:9C-103 Required contract provisions. No person, firm, association, or corporation...

431:9C-104 Duties of insurers. - §431:9C-104 Duties of insurers. (a) An insurer shall have on...

431:9C-105 Examination authority. - §431:9C-105 Examination authority. The acts of the managing general agent...

431:9C-106 Penalties and liabilities. - §431:9C-106 Penalties and liabilities. (a) If after a hearing conducted...

431:9C-107 Rules. - §431:9C-107 Rules. The commissioner may adopt rules in accordance with...

431:9J-101 Definitions. - §431:9J-101 Definitions. For purposes of this article: "Administrator" or "third...

431:9J-102 License required; application. - §431:9J-102 License required; application. (a) No person shall act as...

431:9J-103 Surety bond required. - §431:9J-103 Surety bond required. Prior to the issuance of the...

431:9J-104 Written agreement required. - §431:9J-104 Written agreement required. (a) An administrator shall have a...

431:9J-105 Effect of payments to administrator. - §431:9J-105 Effect of payments to administrator. (a) Payment to the...

431:9J-106 Recordkeeping required; commissioner's access to records. - §431:9J-106 Recordkeeping required; commissioner's access to records. (a) An administrator...

431:9J-107 Advertising by administrator. - §431:9J-107 Advertising by administrator. An administrator shall use only the...

431:9J-108 Fiduciary duties of administrator; payment of claims by administrator. - §431:9J-108 Fiduciary duties of administrator; payment of claims by administrator....

431:9J-109 Compensation of administrator. - §431:9J-109 Compensation of administrator. Compensation to an administrator for adjusting...

431:9J-110 Written notice to insureds required. - §431:9J-110 Written notice to insureds required. (a) When the services...

431:9J-111 Delivery of written information to insured. - §431:9J-111 Delivery of written information to insured. Any policies, certificates,...

431:9J-112 Annual report required. - §431:9J-112 Annual report required. (a) An administrator shall file an...

431:9J-113 License denial, nonrenewal, suspension, or revocation; fines. - §431:9J-113 License denial, nonrenewal, suspension, or revocation; fines. (a) After...

431:9J-114 Rules. - §431:9J-114 Rules. The commissioner may adopt rules to implement and...

431:9N-101 Definitions. - §431:9N-101 Definitions. As used in this article: "Bail agent" means...

431:9N-102 License denial, nonrenewal, suspension, or revocation; trade name bar. - §431:9N-102 License denial, nonrenewal, suspension, or revocation; trade name bar....

431:9N-103 Fiduciary responsibilities. - §431:9N-103 Fiduciary responsibilities. (a) In addition to the requirements of...

431:9N-104 Bail agent not to act as attorney. - §431:9N-104 Bail agent not to act as attorney. A bail...

431:10-101 Scope; effective dates. - §431:10-101 Scope; effective dates. This part shall apply to all...

431:10-102 Definitions. - §431:10-102 Definitions. As used in this part: "Contract" means any...

431:10-103 Exemptions of certain contracts. - §431:10-103 Exemptions of certain contracts. The provisions of this part...

431:10-104 General readability requirements. - §431:10-104 General readability requirements. In addition to any other requirements...

431:10-105 Required reading test; authorization and availability. - §431:10-105 Required reading test; authorization and availability. (a) Every insurer...

431:10-106 Flesch reading ease test; procedures. - §431:10-106 Flesch reading ease test; procedures. (a) Whenever the Flesch...

431:10-107 Filing of certificate. - §431:10-107 Filing of certificate. (a) Every insurer shall file with...

431:10-108 Flesch reading ease score; lower score authorized; when. - §431:10-108 Flesch reading ease score; lower score authorized; when. The...

431:10-109 Disclosure of health care coverage and benefits. - §431:10-109 Disclosure of health care coverage and benefits. In order...

431:10-201 Scope. - §431:10-201 Scope. The provisions of this part shall apply to...

431:10-202 Definitions. - §431:10-202 Definitions. For purposes of this part: "Insurable interest" includes...

431:10-203 Power to contract. - §431:10-203 Power to contract. (a) Any person of competent legal...

431:10-204 Insurable interest required; personal insurances. - §431:10-204 Insurable interest required; personal insurances. (a) Any individual of...

431:10-205 Interest of the insured. - §431:10-205 Interest of the insured. When the name of a...

431:10-206 Application for insurance: consent of insured required. - §431:10-206 Application for insurance: consent of insured required. No life...

431:10-207 Alteration of application. - §431:10-207 Alteration of application. (a) Any written application for insurance...

431:10-208 Limitations on use of application as evidence. - §431:10-208 Limitations on use of application as evidence. (a) No...

431:10-209 Warranties, misrepresentations in applications. - §431:10-209 Warranties, misrepresentations in applications. All statements or descriptions in...

431:10-210 Standard form fire insurance policy. - §431:10-210 Standard form fire insurance policy. (a) The standard form...

431:10-211 Content of policies in general. - §431:10-211 Content of policies in general. (a) A policy shall...

431:10-211.3 Commercial general liability extended reporting requirements. - §431:10-211.3 Commercial general liability extended reporting requirements. Any policy for...

431:10-211.5 Premium waiver provisions; restrictions. - §431:10-211.5 Premium waiver provisions; restrictions. (a) Whenever an insurance policy...

431:10-212 Contract limitations for handicapped children and children with intellectual disabilities. - §431:10-212 Contract limitations for handicapped children and children with intellectual...

431:10-213 REPEALED. - §431:10-213 REPEALED. L 1989, c 195, §43.

431:10-214 Right to return policy. - §431:10-214 Right to return policy. (a) There shall be printed...

431:10-215 Readjustment of premiums; dividends. - §431:10-215 Readjustment of premiums; dividends. (a) Any contract of group...

431:10-216 Additional contents. - §431:10-216 Additional contents. A policy may contain additional provisions, which...

431:10-217 Charter, bylaw provisions. - §431:10-217 Charter, bylaw provisions. No policy shall contain any provision...

431:10-217.5 Policies relating to domestic abuse cases. (a) No insurer shall deny or refuse to accept an application for insurance, refuse to insure, refuse to renew, cancel, restrict, or otherwise terminate a policy of insurance, or charge a differe... - §431:10-217.5 Policies relating to domestic abuse cases. (a) No insurer...

431:10-218 Stated premium must include all charges. - §431:10-218 Stated premium must include all charges. (a) The premium...

431:10-219 Multi-peril policies, premiums stated separately. - §431:10-219 Multi-peril policies, premiums stated separately. Each insurer issuing a...

431:10-220 Policy must contain entire contract. - §431:10-220 Policy must contain entire contract. (a) No agreement in...

431:10-221 Prohibited policy provisions: limiting actions and jurisdictions. - §431:10-221 Prohibited policy provisions: limiting actions and jurisdictions. (a) No...

431:10-222 Construction industry; indemnity agreements invalid. - §431:10-222 Construction industry; indemnity agreements invalid. Any covenant, promise, agreement...

431:10-222.5 Pooled insurance. - §431:10-222.5 Pooled insurance. (a) Insurers may offer pooled insurance which...

431:10-223 Underwriters and combination policies. - §431:10-223 Underwriters and combination policies. Two or more authorized insurers...

431:10-224 Execution of policies. - §431:10-224 Execution of policies. (a) Every insurance contract shall be...

431:10-225 Delivery of policy. - §431:10-225 Delivery of policy. (a) Subject to the insurer's requirements...

431:10-226 Renewal of policy; new policy not required. - §431:10-226 Renewal of policy; new policy not required. At the...

431:10-226.5 Notice of cancellation or nonrenewal. - §431:10-226.5 Notice of cancellation or nonrenewal. In the case of...

431:10-227 Retroactive annulment of liability policies prohibited. - §431:10-227 Retroactive annulment of liability policies prohibited. No contract insuring...

431:10-228 Assignment of policies. - §431:10-228 Assignment of policies. (a) A policy may be assignable...

431:10-229 Dividends payable to the real party. - §431:10-229 Dividends payable to the real party. (a) Every insurer...

431:10-230 Payment discharges insurer. - §431:10-230 Payment discharges insurer. Whenever the proceeds of, or payments...

431:10-231 Exemption of proceeds; accident and health or sickness. - §431:10-231 Exemption of proceeds; accident and health or sickness. The...

431:10-232 Exemption of proceeds; life, endowment and annuity. - §431:10-232 Exemption of proceeds; life, endowment and annuity. (a) All...

431:10-233 Exemption of proceeds; group life. - §431:10-233 Exemption of proceeds; group life. (a) A policy of...

431:10-234 Spouses' and reciprocal beneficiaries' right in life insurance policy. - §431:10-234 Spouses' and reciprocal beneficiaries' right in life insurance policy....

431:10-235 Forms for proof of loss furnished. - §431:10-235 Forms for proof of loss furnished. Upon written request...

431:10-236 Claim administration not waiver. - §431:10-236 Claim administration not waiver. None of the following acts...

431:10-237 Construction of policies. - §431:10-237 Construction of policies. Every insurance contract shall be construed...

431:10-238 Validity of noncomplying forms. - §431:10-238 Validity of noncomplying forms. Any insurance policy, rider or...

431:10-239 Intervening breach. - §431:10-239 Intervening breach. If any breach of warranty or condition...

431:10-240 Insurance contracts; punitive damages. - §431:10-240 Insurance contracts; punitive damages. Coverage under any policy of...

431:10-241 Venue in certain actions. - §431:10-241 Venue in certain actions. An insured may bring a...

431:10-242 Policyholder and other suits against insurer. - §431:10-242 Policyholder and other suits against insurer. Where an insurer...

431:10-243 Interest upon proceeds of life insurance policies. - §431:10-243 Interest upon proceeds of life insurance policies. (a) Except...

431:10-244 Filing procedure for contracts approved by commissioner. - §431:10-244 Filing procedure for contracts approved by commissioner. Each insurance...

431:10A-101 Applications and exceptions. - Note Affordable health insurance working group; report to 2018 legislature....

431:10A-102 Accident and health or sickness insurance policy defined. - §431:10A-102 Accident and health or sickness insurance policy defined. The...

431:10A-102.5 REPEALED. - §431:10A-102.5 REPEALED. L 2019, c 70, §31.

431:10A-103 Family coverage defined. - §431:10A-103 Family coverage defined. As used in this part, family...

431:10A-104 Form of policy. - §431:10A-104 Form of policy. (a) A policy of accident and...

431:10A-105 Required provisions. - §431:10A-105 Required provisions. Except as provided in section 431:10A-107, each...

431:10A-105.3 Association health plan policy; compliance with state law. - §431:10A-105.3 Association health plan policy; compliance with state law. (a)...

431:10A-105.5 Federal law compliance. - §431:10A-105.5 Federal law compliance. An accident and health or sickness...

431:10A-105.6 Prohibition on rescissions of coverage. (a) Notwithstanding sections 431:10-226.5 and 431:10A-106 to the contrary, a group health plan or health insurance insurer shall not rescind coverage under a health benefit plan with respect to an... - §431:10A-105.6 Prohibition on rescissions of coverage. (a) Notwithstanding sections 431:10-226.5...

431:10A-105.7 Required disclaimer. - §431:10A-105.7 Required disclaimer. Any limited benefit policy, certificate, application, or...

431:10A-106 Optional provisions. - §431:10A-106 Optional provisions. Except as provided in section 431:10A-107, no...

431:10A-107 Inapplicable or inconsistent provisions. - §431:10A-107 Inapplicable or inconsistent provisions. If any provision of section...

431:10A-108 Order of certain policy provisions. - §431:10A-108 Order of certain policy provisions. The provisions which are...

431:10A-109 Third party ownership. - §431:10A-109 Third party ownership. The word, insured, as used in...

431:10A-110 Requirements of other jurisdictions. - §431:10A-110 Requirements of other jurisdictions. (a) Any policy of a...

431:10A-111 Other policy provisions. - §431:10A-111 Other policy provisions. No policy provision which is not...

431:10A-112 Policy conflicting with this part. - §431:10A-112 Policy conflicting with this part. A policy delivered or...

431:10A-113 Filing procedure. - §431:10A-113 Filing procedure. The commissioner may adopt reasonable rules concerning...

431:10A-114 Age limit. - §431:10A-114 Age limit. If any policy of accident and health...

431:10A-115 Coverage of newborn children. - §431:10A-115 Coverage of newborn children. (a) All policies providing family...

431:10A-115.5 Coverage for child health supervision services. (a) All health insurance policies issued in this State which provide coverage for the children of the insured shall provide coverage for child health supervision services from the moment o... - §431:10A-115.5 Coverage for child health supervision services. (a) All health...

431:10A-116 Coverage for specific services. - §431:10A-116 Coverage for specific services. Every person insured under a...

431:10A-116.2 Mammograms; referral not required. - §431:10A-116.2 Mammograms; referral not required. (a) For purposes of the...

431:10A-116.3 Coverage for telehealth. - §431:10A-116.3 Coverage for telehealth. (a) It is the intent of...

431:10A-116.5 In vitro fertilization procedure coverage. - §431:10A-116.5 In vitro fertilization procedure coverage. (a) All individual and...

431:10A-116.6 Contraceptive services. - §431:10A-116.6 Contraceptive services. (a) Notwithstanding any provision of law to...

431:10A-116.7 Contraceptive services; religious employers exemption. - §431:10A-116.7 Contraceptive services; religious employers exemption. (a) A "religious employer"...

431:10A-117 Franchise plan. - §431:10A-117 Franchise plan. (a) As used in this section, "employees"...

431:10A-118 Genetic information nondiscrimination in accident and health or sickness insurance coverage - §431:10A-118 Genetic information nondiscrimination in accident and health or sickness...

431:10A-118.3 Nondiscrimination on the basis of actual gender identity or perceived gender identity; coverage for services. - §431:10A-118.3 Nondiscrimination on the basis of actual gender identity or...

431:10A-119 Hospice care coverage. - §431:10A-119 Hospice care coverage. (a) Any other law to the...

431:10A-120 Medical foods and low-protein modified food products; treatment of inborn error of metabolism; notice. - §431:10A-120 Medical foods and low-protein modified food products; treatment of...

431:10A-121 Coverage for diabetes. - §431:10A-121 Coverage for diabetes. Each policy of accident and health...

431:10A-122 Colon cancer screening coverage. - §431:10A-122 Colon cancer screening coverage. (a) Each policy of accident...

431:10A-125 Primary care provider; advanced practice registered nurse. - §431:10A-125 Primary care provider; advanced practice registered nurse. (a) Each...

431:10A-126 Cancer treatment. - §431:10A-126 Cancer treatment. (a) Notwithstanding section 23-51, all individual and...

431:10A-131 REPEALED. - §431:10A-131 REPEALED. L 2009, c 149, §9. Cross References Insurance...

431:10A-132 Orthodontic services for orofacial anomalies; benefits and coverage; notice. - §431:10A-132 Orthodontic services for orofacial anomalies; benefits and coverage; notice....

431:10A-133 Autism benefits and coverage; notice; definitions. - §431:10A-133 Autism benefits and coverage; notice; definitions. (a) Each individual...

431:10A-134 Human immunodeficiency virus and acquired immunodeficiency syndrome screening coverage. - §431:10A-134 Human immunodeficiency virus and acquired immunodeficiency syndrome screening coverage....

431:10A-140 Formulary; accessibility requirements. - §431:10A-140 Formulary; accessibility requirements. (a) Each insurer offering or renewing...

431:10A-141 Extension of dependent coverage. - §431:10A-141 Extension of dependent coverage. An individual policy of accident...

431:10A-142 Prohibition of preexisting condition exclusions. - §431:10A-142 Prohibition of preexisting condition exclusions. (a) No individual policy...

431:10A-143 Prohibited discrimination in premiums or contributions. - §431:10A-143 Prohibited discrimination in premiums or contributions. No individual policy...

431:10A-144 Reimbursement to providers. - §431:10A-144 Reimbursement to providers. (a) Coverage for services required by...

431:10A-201 Definitions. - Attorney General Opinions Section 431:10A-601 applied to all parts of...

431:10A-202 Health care groups. - §431:10A-202 Health care groups. A policy of group disability insurance...

431:10A-203 Standard provisions. - §431:10A-203 Standard provisions. Every policy of group or blanket disability...

431:10A-204 Optional provision, examination and autopsy. - §431:10A-204 Optional provision, examination and autopsy. There may be a...

431:10A-205 Payment of benefits. - §431:10A-205 Payment of benefits. (a) The benefits payable under any...

431:10A-206 Coverage of newborn children. - §431:10A-206 Coverage of newborn children. All group or blanket disability...

431:10A-206.5 Coverage for child health supervision services. (a) All accident and health or sickness insurance policies issued in this State that provide coverage for the children of the insured shall provide coverage for child health supervision se... - §431:10A-206.5 Coverage for child health supervision services. (a) All accident...

431:10A-207 Coverage for specific services. - §431:10A-207 Coverage for specific services. Every person insured under a...

431:10A-208 Qualified medical child support order. - §431:10A-208 Qualified medical child support order. (a) An employer, who...

431:10A-209 Association health plan policy; compliance with state law. - §431:10A-209 Association health plan policy; compliance with state law. (a)...

431:10A-210 Extension of dependent coverage. - §431:10A-210 Extension of dependent coverage. A group policy of accident...

431:10A-211 Prohibition of preexisting condition exclusions. - §431:10A-211 Prohibition of preexisting condition exclusions. (a) No group policy...

431:10A-212 Prohibited discrimination in premiums or contributions. - §431:10A-212 Prohibited discrimination in premiums or contributions. No group policy...

431:10A-301 Definitions. - Attorney General Opinions Section 431:10A-601 applied to all parts of...

431:10A-302 Applicability and scope. - §431:10A-302 Applicability and scope. (a) Notwithstanding any provision in this...

431:10A-303 REPEALED. - §431:10A-303 REPEALED. L 1990, c 84, §10.

431:10A-304 Standards for policy provisions. - §431:10A-304 Standards for policy provisions. (a) No medicare supplement policy...

431:10A-305 Rules. - §431:10A-305 Rules. (a) The commissioner shall adopt reasonable rules to...

431:10A-306 Loss ratio standards. - §431:10A-306 Loss ratio standards. Medicare supplement policies shall return to...

431:10A-307 Disclosure standards. - §431:10A-307 Disclosure standards. (a) In order to provide for full...

431:10A-308 Notice of free examination. - §431:10A-308 Notice of free examination. Medicare supplement policies and certificates...

431:10A-309 Filings; approval of forms. - §431:10A-309 Filings; approval of forms. (a) No medicare supplement policy...

431:10A-310 Filing requirements for advertising. - §431:10A-310 Filing requirements for advertising. (a) Every issuer of medicare...

431:10A-311 Penalties. - §431:10A-311 Penalties. In addition to any other applicable penalties for...

431:10A-312 Severability. - §431:10A-312 Severability. If any provision of this part or the...

431:10A-401 Purpose. - Attorney General Opinions Section 431:10A-601 applied to all parts of...

431:10A-402 Definitions. - §431:10A-402 Definitions. Unless the context otherwise requires, for the purposes...

431:10A-403 Association of insurers; policyholder; policy. - §431:10A-403 Association of insurers; policyholder; policy. (a) Any insurer may...

431:10A-404 Persons authorized to transact insurance. - §431:10A-404 Persons authorized to transact insurance. Notwithstanding the provisions of...

431:10A-404.5 Genetic information nondiscrimination in extended health insurance coverage. - §431:10A-404.5 Genetic information nondiscrimination in extended health insurance coverage. (a)...

431:10A-405 Association; powers, process; examination. - §431:10A-405 Association; powers, process; examination. Any association formed for the...

431:10A-406 Forms; rates; approval. - §431:10A-406 Forms; rates; approval. (a) The forms of the policies,...

431:10A-407 Duplication of benefits; adjustment. - §431:10A-407 Duplication of benefits; adjustment. If and when a program...

431:10A-408 Annual report filed by association. - §431:10A-408 Annual report filed by association. The association shall submit...

431:10A-409 Articles of association; agent, membership list; deception. - §431:10A-409 Articles of association; agent, membership list; deception. (a) Any...

431:10A-410 Violation of other laws. - §431:10A-410 Violation of other laws. No act done, action taken,...

431:10A-521 to 431:10A-531 REPEALED. - § §431:10A-521 to 431:10A-531 REPEALED. L 1999, c 93, §8....

431:10A-601 Reciprocal beneficiary family coverage defined; policyholder and employer responsibility for costs; availability. - §431:10A-601 Reciprocal beneficiary family coverage defined; policyholder and employer responsibility...

431:10A-602 Federally funded programs; exemption. - §431:10A-602 Federally funded programs; exemption. Requirements relating to mandated coverages...

431:10A-603 Self-employed persons, exemption. - §431:10A-603 Self-employed persons, exemption. The requirements of this article related...

431:10A-604 Bona fide trade associations. - §431:10A-604 Bona fide trade associations. (a) At the option of...

431:10A-605 Short-term, limited-duration health insurance. - §431:10A-605 Short-term, limited-duration health insurance. (a) No insurer shall issue,...

431:10A-606 Medication synchronization; proration; dispensing fees. - §431:10A-606 Medication synchronization; proration; dispensing fees. (a) Each individual or...

431:10A-607 Limited benefit health insurance - §431:10A-607 Limited benefit health insurance. (a) Except as provided in...

431:10B-101 Purpose. - §431:10B-101 Purpose. The purpose of this article is to promote...

431:10B-102 Scope - §431:10B-102 Scope. All life insurance and all accident and health...

431:10B-103 Definitions. - §431:10B-103 Definitions. For the purpose of this article: "Credit disability...

431:10B-104 Forms of credit life insurance and credit disability insurance - §431:10B-104 Forms of credit life insurance and credit disability insurance....

431:10B-105 Amount of credit life insurance and credit disability insurance. - §431:10B-105 Amount of credit life insurance and credit disability insurance....

431:10B-106 Term of credit life and credit disability insurance. - §431:10B-106 Term of credit life and credit disability insurance. The...

431:10B-107 Provisions of policies and certificates of insurance: disclosure to debtors. - §431:10B-107 Provisions of policies and certificates of insurance: disclosure to...

431:10B-108 Filing, approval, and withdrawal of forms and premium rates. - §431:10B-108 Filing, approval, and withdrawal of forms and premium rates....

431:10B-109 Premiums and refunds. - §431:10B-109 Premiums and refunds. (a) Any insurer may revise its...

431:10B-110 Issuance of policies. - §431:10B-110 Issuance of policies. (a) All policies of credit life...

431:10B-111 Claims. - §431:10B-111 Claims. (a) All claims shall be promptly reported to...

431:10B-112 Existing insurance and choice of insurer. - §431:10B-112 Existing insurance and choice of insurer. When credit life...

431:10B-113 Enforcement. - §431:10B-113 Enforcement. (a) The commissioner may, after notice and hearing...

431:10B-114 Penalties. - §431:10B-114 Penalties. In addition to any other penalty provided by...

431:10C-101 Short title. - Cross References Applicability of article to captive insurers, see §431:19-115.5....

431:10C-102 Purpose. - §431:10C-102 Purpose. (a) The purpose of this article is to:...

431:10C-103 Definitions. - §431:10C-103 Definitions. As used in this article: "Accidental harm" means...

431:10C-103.5 Personal injury protection benefits; defined; limits. - §431:10C-103.5 Personal injury protection benefits; defined; limits. (a) Personal injury...

431:10C-103.6 Personal injury protection benefits tied to prepaid health care plan for description of coverage only. - §431:10C-103.6 Personal injury protection benefits tied to prepaid health care...

431:10C-104 Conditions of operation and registration of motor vehicles. - §431:10C-104 Conditions of operation and registration of motor vehicles. (a)...

431:10C-104.5 REPEALED. - §431:10C-104.5 REPEALED. L 2001, c 55, §31.

431:10C-105 Self-insurance. - §431:10C-105 Self-insurance. (a) The motor vehicle insurance required by section...

431:10C-106 Specialty insurers not prohibited. - §431:10C-106 Specialty insurers not prohibited. Nothing in this article shall...

431:10C-107 Verification of insurance: motor vehicles. - §431:10C-107 Verification of insurance: motor vehicles. (a) Every insurer shall...

431:10C-108 Unlawful use of motor vehicle insurance identification card. - §431:10C-108 Unlawful use of motor vehicle insurance identification card. It...

431:10C-109 Motor vehicle insurance identification card after cancellation of policy; return to insurer, civil sanctions. - §431:10C-109 Motor vehicle insurance identification card after cancellation of policy;...

431:10C-110 Rejection of application, joint underwriting plan placement. - §431:10C-110 Rejection of application, joint underwriting plan placement. A producer,...

431:10C-110.5 Replacing motor vehicle insurance policy through an insurer's affiliate or subsidiary. - §431:10C-110.5 Replacing motor vehicle insurance policy through an insurer's affiliate...

431:10C-111 Cancellation and nonrenewal of policies: when prohibited, when permitted. - §431:10C-111 Cancellation and nonrenewal of policies: when prohibited, when permitted....

431:10C-111.5 Limit on nonrenewals and conditional renewals. - §431:10C-111.5 Limit on nonrenewals and conditional renewals. (a) The total...

431:10C-112 Notice of cancellation or nonrenewal; effect on term of coverage. - §431:10C-112 Notice of cancellation or nonrenewal; effect on term of...

431:10C-112.5 Notice of cancellation for insurer ceasing to issue motor vehicle insurance policies. Any insurer authorized to issue motor vehicle insurance policies, which ceases to engage in the motor vehicle insurance business in this State, shall... - §431:10C-112.5 Notice of cancellation for insurer ceasing to issue motor...

431:10C-113 Violation of rejection, cancellation and nonrenewal provisions. - §431:10C-113 Violation of rejection, cancellation and nonrenewal provisions. (a) Whoever...

431:10C-114 Insured's obligations upon termination of insurance. - §431:10C-114 Insured's obligations upon termination of insurance. An owner of...

431:10C-115 Drivers education fund underwriters fee. - §431:10C-115 Drivers education fund underwriters fee. (a) The commissioner shall...

431:10C-115.5 REPEALED. - §431:10C-115.5 REPEALED. L 1999, c 163, §21.

431:10C-115.6 Disclosure of personal injury protection limits and payments. Every insurer shall advise every person entitled to personal injury protection benefits, as defined in section 431:10C-103.5(a), of the maximum amount of personal injury prot... - §431:10C-115.6 Disclosure of personal injury protection limits and payments. Every...

431:10C-115.7 Plain language billings. A bill for a new and renewal policy or a notification included with the bill for the payment of premiums shall clearly identify each coverage in the policy, with the price of each coverage specified. [L 1997, c... - §431:10C-115.7 Plain language billings. A bill for a new and...

431:10C-116 Challenges to motor vehicle insurance law; intervention by attorney general. - §431:10C-116 Challenges to motor vehicle insurance law; intervention by attorney...

431:10C-117 Penalties. - §431:10C-117 Penalties. (a)(1) Any person subject to this article in...

431:10C-117.5 Additional civil liability. - §431:10C-117.5 Additional civil liability. An insurer whose insured causes death...

431:10C-118 Fee in lieu of fine; defense. - §431:10C-118 Fee in lieu of fine; defense. (a) Any person...

431:10C-119 Insurer's requirements. - §431:10C-119 Insurer's requirements. (a) Prior to licensing an insurer to...

431:10C-120 Prohibitions, penalty. - §431:10C-120 Prohibitions, penalty. (a) No insurer shall issue or offer...

431:10C-121 Severability. - §431:10C-121 Severability. (a) Except as provided in subsection (b), if...

431:10C-122 Payment of general excise tax and certificate of ownership fee on third-party claims. - §431:10C-122 Payment of general excise tax and certificate of ownership...

431:10C-201 Motor vehicle insurance rates generally. - §431:10C-201 Motor vehicle insurance rates generally. Except as expressly provided...

431:10C-202 Making of motor vehicle insurance rates. - §431:10C-202 Making of motor vehicle insurance rates. All premium rates...

431:10C-202.5 Immediate rate freeze; rate reduction; relief. - §431:10C-202.5 Immediate rate freeze; rate reduction; relief. (a) No insurer...

431:10C-203 Rate filings. - §431:10C-203 Rate filings. The commissioner may accept from an advisory...

431:10C-204 REPEALED. - §431:10C-204 REPEALED. L 1992, c 124, §13.

431:10C-205 Rate review: request by aggrieved party. - §431:10C-205 Rate review: request by aggrieved party. (a) Any person...

431:10C-206 REPEALED. - §431:10C-206 REPEALED. L 1992, c 124, §14.

431:10C-206.5 Group insurance plans. (a) Notwithstanding section 431:12-104(a), any insurer may issue any insurance coverage on a group plan, without restriction as to the purpose of the group, occupation, or type of group. Group insurance rates shal... - §431:10C-206.5 Group insurance plans. (a) Notwithstanding section 431:12-104(a), any insurer...

431:10C-207 Discriminatory practices prohibited. - §431:10C-207 Discriminatory practices prohibited. No insurer shall base any standard...

431:10C-208 Increase in premiums prohibited. - §431:10C-208 Increase in premiums prohibited. No premium on any motor...

431:10C-209 Rate administration. - §431:10C-209 Rate administration. (a) Except as otherwise provided in this...

431:10C-209.5 REPEALED. - §431:10C-209.5 REPEALED. L 2012, c 258, §6.

431:10C-210 Publication of premium information. - §431:10C-210 Publication of premium information. (a) Upon the commissioner's request,...

431:10C-211 Attorney's fees. - §431:10C-211 Attorney's fees. (a) A person making a claim for...

431:10C-212 Administrative hearing on insurer's denial of claim. - §431:10C-212 Administrative hearing on insurer's denial of claim. (a) If...

431:10C-213 Arbitration. - §431:10C-213 Arbitration. (a) A claimant, insurer, or provider of services...

431:10C-213.5 Binding arbitration. (a) A claimant or defendant shall have the option to elect arbitration to resolve a claim in tort that is covered by motor vehicle liability insurance. (b) A claimant or defendant may submit any dispute relating to... - §431:10C-213.5 Binding arbitration. (a) A claimant or defendant shall have...

431:10C-214 Administration. - §431:10C-214 Administration. In order to carry out the provisions and...

431:10C-215 Inspection and audit. - §431:10C-215 Inspection and audit. (a) In addition to the right...

431:10C-216 Annual review. - §431:10C-216 Annual review. The commissioner shall periodically review and evaluate...

431:10G-201 Making of motorcycle and motor scooter insurance rates. - §431:10G-201 Making of motorcycle and motor scooter insurance rates. (a)...

431:10G-202 Rate filings. - §431:10G-202 Rate filings. (a) Every insurer shall file with the...

431:10G-203 Rate review: request by aggrieved party. - §431:10G-203 Rate review: request by aggrieved party. (a) Any person...

431:10G-204 Rate review: rate methods in noncompliance with article. - §431:10G-204 Rate review: rate methods in noncompliance with article. (a)...

431:10G-206 Rate administration. - §431:10G-206 Rate administration. Except as otherwise provided in this article,...

431:10C-301 Required motor vehicle policy coverage. - Cross References Arbitration; binding arbitration, see § §431:10C-213 and 431:10C-213.5....

431:10C-301.5 Covered loss deductible. - §431:10C-301.5 Covered loss deductible. Whenever a person effects a recovery...

431:10C-302 Required optional additional insurance. - §431:10C-302 Required optional additional insurance. (a) In addition to the...

431:10C-302.5 Managed care option. - §431:10C-302.5 Managed care option. (a) An insurer may offer, and...

431:10C-303 Right to personal injury protection benefits. - §431:10C-303 Right to personal injury protection benefits. (a) If the...

431:10C-303.5 U-drive insurance policy; primary. (a) A U-drive motor vehicle insurance policy shall be primary; provided that its bodily injury and property damage liability coverages shall be secondary to the operator's or renter's motor vehicle ins... - §431:10C-303.5 U-drive insurance policy; primary. (a) A U-drive motor vehicle...

431:10C-304 Obligation to pay personal injury protection benefits. - §431:10C-304 Obligation to pay personal injury protection benefits. For purposes...

431:10C-305 Source of payment. - §431:10C-305 Source of payment. (a)(1) A claim for personal injury...

431:10C-305.5 Right to reimbursement of deductible paid; when. - §431:10C-305.5 Right to reimbursement of deductible paid; when. If an...

431:10C-306 Abolition of tort liability. - §431:10C-306 Abolition of tort liability. (a) Except as provided in...

431:10C-307 Reimbursement of duplicate benefits. - §431:10C-307 Reimbursement of duplicate benefits. Whenever any person effects a...

431:10C-307.7 REPEALED. - §431:10C-307.7 REPEALED. L 2009, c 149, §10. Cross References Insurance...

431:10C-307.8 REPEALED. - §431:10C-307.8 REPEALED. L 2009, c 149, §11.

431:10C-308 REPEALED. - §431:10C-308 REPEALED. L 1997, c 251, §58.

431:10C-308.5 Limitation on charges. - §431:10C-308.5 Limitation on charges. (a) As used in this article,...

431:10C-308.6 REPEALED. - §431:10C-308.6 REPEALED. L 1997, c 251, §59.

431:10C-308.7 Client-patient referrals, health care provider practices prohibited. (a) An attorney or a law firm of which the attorney is a member or by which the attorney is employed may not establish a pattern of consistently referring clients to t... - §431:10C-308.7 Client-patient referrals, health care provider practices prohibited. (a) An...

431:10C-309 Total loss motor vehicle claims. - §431:10C-309 Total loss motor vehicle claims. When a motor vehicle...

431:10C-310 Total loss motor vehicle claims: replacement. - §431:10C-310 Total loss motor vehicle claims: replacement. When an insurer...

431:10C-311 Total loss motor vehicle claims: cash settlement. - §431:10C-311 Total loss motor vehicle claims: cash settlement. (a) When...

431:10C-312 Payment of excise tax and certificate of ownership fee. - §431:10C-312 Payment of excise tax and certificate of ownership fee....

431:10C-313 Insurer practices regarding loss of use, storage and towing, and betterment. - §431:10C-313 Insurer practices regarding loss of use, storage and towing,...

431:10C-313.5 Preferred repair provider. An insurer may have a preferred repair provider program. All insurers having such a program shall: (1) Make appropriate rate filings with the insurance commissioner to reflect the reduced premiums; and (2) Off... - §431:10C-313.5 Preferred repair provider. An insurer may have a preferred...

431:10C-313.6 Original equipment manufacturer's and like kind and quality parts. (a) An insurer shall make available a choice to the insured of authorizing a repair provider to utilize a like kind and quality part of an equal or better quality than t... - §431:10C-313.6 Original equipment manufacturer's and like kind and quality parts....

431:10C-314 Jurisdiction. - §431:10C-314 Jurisdiction. Any person may bring suit for breach of...

431:10C-315 Statute of limitations. - §431:10C-315 Statute of limitations. (a) No suit shall be brought...

431:10G-301 Required motorcycle and motor scooter policy coverage. - §431:10G-301 Required motorcycle and motor scooter policy coverage. (a) An...

431:10C-401 Participation. - §431:10C-401 Participation. (a) A joint underwriting plan is established consisting...

431:10C-402 Bureau. - §431:10C-402 Bureau. (a) The commissioner shall establish and maintain a...

431:10C-403 Bureau's duties. - §431:10C-403 Bureau's duties. The bureau shall promptly assign each claim...

431:10C-404 Allocation of costs. - §431:10C-404 Allocation of costs. All costs incurred in the operation...

431:10C-405 Board of governors. - §431:10C-405 Board of governors. (a) The commissioner shall establish a...

431:10C-406 Regulations, review, and appellate procedure. - §431:10C-406 Regulations, review, and appellate procedure. (a) The commissioner shall...

431:10C-407 Classifications. - §431:10C-407 Classifications. (a) The commissioner shall establish classifications of eligible...

431:10C-408 Assigned claims. - §431:10C-408 Assigned claims. (a) Each person sustaining accidental harm, or...

431:10C-409 Establishment and criteria. - §431:10C-409 Establishment and criteria. The commissioner shall, after consultation with...

431:10C-410 Schedules. - §431:10C-410 Schedules. The commissioner shall: (1) Set rate schedules periodically,...

431:10C-411 Optional additional coverages. - §431:10C-411 Optional additional coverages. The commissioner shall, in the same...

431:10C-412 Adjustment and refund - §431:10C-412 Adjustment and refund. The commissioner may: (1) Adjust any...

431:10C-501 to 431:10C-504 REPEALED. - § §431:10C-501 to 431:10C-504 REPEALED. L 1989, c 208, §6....

431:10C-601 Agreement. - §431:10C-601 Agreement. The applicant shall execute and file with the...

431:10C-602 Surety bond or deposit of security; proof of financial ability. - §431:10C-602 Surety bond or deposit of security; proof of financial...

431:10C-603 Proof of ability to process and pay claims promptly. - §431:10C-603 Proof of ability to process and pay claims promptly....

431:10C-604 Issuance of certificate of self-insurance. - §431:10C-604 Issuance of certificate of self-insurance. The commissioner shall issue...

431:10C-605 Duty to notify commissioner. - §431:10C-605 Duty to notify commissioner. A self-insurer shall notify the...

431:10C-606 Duration of certification. - §431:10C-606 Duration of certification. A certificate of self-insurance is valid...

431:10C-607 Revocation of certificate of self-insurance. - §431:10C-607 Revocation of certificate of self-insurance. The commissioner may revoke...

431:10C-608 Termination of self-insurer status and withdrawal of security deposit. - §431:10C-608 Termination of self-insurer status and withdrawal of security deposit....

431:10C-701 Definitions. - Note "Part repealed September 1, 2021. L 2016, c 236,...

431:10C-702 Relation to other laws. - §431:10C-702 Relation to other laws. [See Note at part heading.]...

431:10C-703 Transportation network company and transportation network company driver; disclosure; limitations; insurance requirements. - §431:10C-703 Transportation network company and transportation network company driver; disclosure;...

431:10C-704 Records. - §431:10C-704 Records. [See Note at part heading.] (a) A transportation...

431:10C-705 Disclaimers, waiver of liability, and indemnity agreements invalid. - §431:10C-705 Disclaimers, waiver of liability, and indemnity agreements invalid. [See...

431:10D-101 Scope. - Cross References Civil relief for state military forces, see chapter...

431:10D-102 Standard provisions required. - §431:10D-102 Standard provisions required. (a) No policy of life insurance...

431:10D-103 Policy loan interest rates for policies issued after June 22, 1982. - §431:10D-103 Policy loan interest rates for policies issued after June...

431:10D-104 Standard nonforfeiture law for life insurance. - §431:10D-104 Standard nonforfeiture law for life insurance. (a) This section...

431:10D-105 Annuities and pure endowment contracts; standard provisions required. - §431:10D-105 Annuities and pure endowment contracts; standard provisions required. (a)...

431:10D-106 Reversionary annuities; standard provisions required. - §431:10D-106 Reversionary annuities; standard provisions required. (a) No contract for...

431:10D-107 Standard nonforfeiture law; individual deferred annuities. - §431:10D-107 Standard nonforfeiture law; individual deferred annuities. (a) This section...

431:10D-108 Limitation of liability. - §431:10D-108 Limitation of liability. (a) No policy of life insurance...

431:10D-109 Scope of incontestable clauses. - §431:10D-109 Scope of incontestable clauses. A clause in any policy...

431:10D-110 Incontestability after reinstatement. - §431:10D-110 Incontestability after reinstatement. The reinstatement of any policy of...

431:10D-111 Premium deposits. - §431:10D-111 Premium deposits. (a) A life insurer may, under policy...

431:10D-112 Policy settlements. - §431:10D-112 Policy settlements. Any life insurer shall have the power...

431:10D-113 Indebtedness deducted from proceeds. - §431:10D-113 Indebtedness deducted from proceeds. In determining the amount due...

431:10D-114 Miscellaneous proceeds. - §431:10D-114 Miscellaneous proceeds. Upon the death of the insured and...

431:10D-115 Dealing in dividends. - §431:10D-115 Dealing in dividends. No life insurer nor any of...

431:10D-116 Prohibited policy plans. - §431:10D-116 Prohibited policy plans. No life insurer shall issue for...

431:10D-117 Life franchise plan. - §431:10D-117 Life franchise plan. Insurance may be issued pursuant to...

431:10D-118 Variable contracts. - §431:10D-118 Variable contracts. (a) A domestic life insurance company may...

431:10D-201 Group life insurance requirements. - §431:10D-201 Group life insurance requirements. (a) Except as provided in...

431:10D-202 Employee groups. - §431:10D-202 Employee groups. (a) The lives of a group of...

431:10D-203 Debtor groups. - §431:10D-203 Debtor groups. The lives of a group of individuals...

431:10D-204 Labor union groups. - §431:10D-204 Labor union groups. The lives of a group of...

431:10D-205 Trustee groups. - §431:10D-205 Trustee groups. The lives of a group of individuals...

431:10D-206 Agent groups. - §431:10D-206 Agent groups. The lives of a group of individuals...

431:10D-207 Public employee association groups. - §431:10D-207 Public employee association groups. The lives of a group...

431:10D-208 Mutual benefit society groups. - §431:10D-208 Mutual benefit society groups. The lives of a group...

431:10D-209 Professional association groups. - §431:10D-209 Professional association groups. The lives of a group of...

431:10D-210 Occupation, industry, or trade association groups. - §431:10D-210 Occupation, industry, or trade association groups. The lives of...

431:10D-211 Credit union groups. - §431:10D-211 Credit union groups. The lives of the members of...

431:10D-211.5 Other groups; limits. - §431:10D-211.5 Other groups; limits. Group life insurance offered to a...

431:10D-212 Spouses and dependents of insured individuals. - §431:10D-212 Spouses and dependents of insured individuals. (a) Except for...

431:10D-213 Standard provisions required. - §431:10D-213 Standard provisions required. (a) No policy of group life...

431:10D-214 Notice to insured regarding conversion right. - §431:10D-214 Notice to insured regarding conversion right. If any individual...

431:10D-215 Assignment of policies. - §431:10D-215 Assignment of policies. Subject to the terms of the...

431:10D-301 Scope. - §431:10D-301 Scope. This part shall apply only to industrial life...

431:10D-302 General life insurance provisions applicable. - §431:10D-302 General life insurance provisions applicable. The following [sections] of...

431:10D-303 Industrial life insurance defined. - §431:10D-303 Industrial life insurance defined. Industrial life insurance is any...

431:10D-304 Compliance required. - §431:10D-304 Compliance required. No policy of industrial life insurance shall...

431:10D-305 Standard provisions required. - §431:10D-305 Standard provisions required. No policy of industrial life insurance...

431:10D-306 Title on policy. - §431:10D-306 Title on policy. There shall be a title on...

431:10D-307 Beneficiary. - §431:10D-307 Beneficiary. (a) Each policy shall have a space on...

431:10D-308 Facility of payment. - §431:10D-308 Facility of payment. Such a policy may also provide...

431:10D-309 Premiums paid direct. - §431:10D-309 Premiums paid direct. In the case of weekly premium...

431:10D-310 Application to term and specified insurance. - §431:10D-310 Application to term and specified insurance. Any of the...

431:10D-311 Crediting of dividends. - §431:10D-311 Crediting of dividends. An insurer shall credit annually beginning...

431:10D-312 Prohibited provisions. - §431:10D-312 Prohibited provisions. No industrial life insurance policy shall contain:...

431:10D-313 Limitation of liability. - §431:10D-313 Limitation of liability. The insurer may in any such...

431:10D-401 Scope. - §431:10D-401 Scope. This part shall apply to all group and...

431:10D-402 Definitions. - §431:10D-402 Definitions. For the purposes of this part: "Actuarial Standards...

431:10D-403 Policies to be illustrated. - §431:10D-403 Policies to be illustrated. (a) Each insurer marketing policies...

431:10D-404 General requirements and prohibitions. - §431:10D-404 General requirements and prohibitions. (a) An illustration used in...

431:10D-405 Standards for basic illustrations. - §431:10D-405 Standards for basic illustrations. (a) The format of a...

431:10D-406 Standards for supplemental illustrations. - §431:10D-406 Standards for supplemental illustrations. (a) A supplemental illustration may...

431:10D-407 Delivery of illustration and record retention. - §431:10D-407 Delivery of illustration and record retention. (a) If a...

431:10D-408 Annual reports and notice to policy owners. - §431:10D-408 Annual reports and notice to policy owners. (a) In...

431:10D-409 Annual certifications. - §431:10D-409 Annual certifications. (a) The board of directors of each...

431:10D-410 Penalties. - §431:10D-410 Penalties. In addition to any other penalties provided by...

431:10D-411 Authority to adopt rules. - §431:10D-411 Authority to adopt rules. The commissioner may adopt rules...

431:10D-412 REPEALED. - §431:10D-412 REPEALED. L 2000, c 282, §2. Cross References Uniform...

431:10D-501 Purpose and scope. - §431:10D-501 Purpose and scope. (a) The purpose of this part...

431:10D-502 Definitions. - §431:10D-502 Definitions. For the purposes of this part: "Direct-response solicitation"...

431:10D-503 Duties of producers. - §431:10D-503 Duties of producers. (a) A producer who initiates an...

431:10D-504 Duties of insurers that use producers. - §431:10D-504 Duties of insurers that use producers. Each insurer shall:...

431:10D-505 Duties of replacing insurers that use producers. - §431:10D-505 Duties of replacing insurers that use producers. (a) Where...

431:10D-506 Duties of the existing insurer. - §431:10D-506 Duties of the existing insurer. Where a replacement is...

431:10D-507 Duties of insurers with respect to direct-response solicitations. "NOTICE REGARDING REPLACEMENT - §431:10D-507 Duties of insurers with respect to direct-response solicitations. (a)...

431:10D-508 Violations and penalties. - §431:10D-508 Violations and penalties. (a) Any failure to comply with...

431:10D-509 Authority to adopt rules. - §431:10D-509 Authority to adopt rules. The commissioner may adopt rules...

431:10D-510 REPEALED. - §431:10D-510 REPEALED. L 2000, c 282, §2. Cross References Uniform...

431:10D-601 Definitions. - §431:10D-601 Definitions. Whenever used in this part, unless a different...

431:10D-602 Applicability of standards for disclosure. - §431:10D-602 Applicability of standards for disclosure. This part shall apply...

431:10D-603 Standards for the disclosure document and buyer's guide. - §431:10D-603 Standards for the disclosure document and buyer's guide. (a)...

431:10D-604 Report to contract owners. - §431:10D-604 Report to contract owners. For annuities in the payout...

431:10D-605 Penalties. - §431:10D-605 Penalties. In addition to any other penalties provided by...

431:10D-621 Scope. - Cross References Variable contracts, see §431:10D-118. §431:10D-621 Scope. (a) This...

431:10D-622 Definitions. - §431:10D-622 Definitions. For the purposes of this part: "Annuity" means...

431:10D-623 Duties of insurers and insurance producers. - §431:10D-623 Duties of insurers and insurance producers. (a) In recommending...

431:10D-624 Compliance mitigation; penalties. - §431:10D-624 Compliance mitigation; penalties. (a) An insurer shall be responsible...

431:10D-625 Recordkeeping. - §431:10D-625 Recordkeeping. Insurers, managing general agents, independent agencies, and insurance...

431:10D-626 Insurance producer training. - §431:10D-626 Insurance producer training. (a) An insurance producer shall not...

431:10D-641 Purpose. - Note Part heading amended by L 2012, c 34, §10....

431:10D-642 Prohibited uses of senior-specific certifications and professional designations. - §431:10D-642 Prohibited uses of senior-specific certifications and professional designations. (a)...

431:10D-651 Short title. - §431:10D-651 Short title. This part may be known and cited...

431:10D-652 Purpose. - §431:10D-652 Purpose. The purpose of this part is to require...

431:10D-653 Definitions. - §431:10D-653 Definitions. As used in this part, the following definitions...

431:10D-654 Insurer conduct. - §431:10D-654 Insurer conduct. (a) An insurer shall perform a comparison...

431:10E-101 Insurable interest in property required. - Note Sections 431:10E-101 to 431:10E-103 designated as Part I by...

431:10E-102 Over-insurance prohibited; exceptions. - §431:10E-102 Over-insurance prohibited; exceptions. (a) Over-insurance shall be deemed to...

431:10E-103 Exceptions. - §431:10E-103 Exceptions. Section 431:10E-102 does not apply to: (1) Insurance...

431:10E-121 Purpose. - §431:10E-121 Purpose. The purpose of this part is to regulate...

431:10E-122 Scope; effective dates. - §431:10E-122 Scope; effective dates. This part shall apply to all...

431:10E-123 Definitions. - §431:10E-123 Definitions. As used in this part, "inquiry" means a...

431:10E-124 Use of inquiries and other information. - §431:10E-124 Use of inquiries and other information. An insurer shall...

431:10E-141 Lava zone defined. - Revision Note Part heading added by revisor pursuant to §23G-15....

431:10E-142 Provisions for properties in lava zones in the county of Hawaii. - §431:10E-142 Provisions for properties in lava zones in the county...

431:10E-151 Notice requirement. - §431:10E-151 Notice requirement. Thirteen months prior to discontinuation of writing...

431:10E-152 Extended coverage. - §431:10E-152 Extended coverage. Insurers seeking to provide multi-peril coverage for...

431:10F-101 Requirements deemed met by surety insurer. - Cross References Bail agents; sureties, see article 9N. §431:10F-101 Requirements...

431:10F-102 Fiduciary bonds, expense. - §431:10F-102 Fiduciary bonds, expense. Any fiduciary required by law to...

431:10F-103 Court bonds, costs. - §431:10F-103 Court bonds, costs. In any proceeding, the party entitled...

431:10F-104 Release from liability. - §431:10F-104 Release from liability. A surety insurer may be released...

431:10F-105 Directed suretyship; coercion of contractors. - §431:10F-105 Directed suretyship; coercion of contractors. (a) No person may...

431:10G-101 Definitions. - Case Notes The plain language of this chapter as well...

431:10G-102 Conditions of operation and registration of motorcycles and motor scooters. - §431:10G-102 Conditions of operation and registration of motorcycles and motor...

431:10G-103 Motorcycle or motor scooter self-insurance. - §431:10G-103 Motorcycle or motor scooter self-insurance. The motorcycle or motor...

431:10G-104 Prerequisites for obtaining coverage. - §431:10G-104 Prerequisites for obtaining coverage. (a) Any person seeking to...

431:10G-105 Tort liability. - §431:10G-105 Tort liability. (a) With respect to accidental harm incurred...

431:10G-106 Verification of insurance. - §431:10G-106 Verification of insurance. Every insurer shall issue to each...

431:10G-107 Drivers education fund underwriters fee; motorcycle and motor scooter operators education fund. - §431:10G-107 Drivers education fund underwriters fee; motorcycle and motor scooter...

431:10G-108 Penalties. - §431:10G-108 Penalties. Any person who violates this article shall be...

431:10G-109 Rules. - §431:10G-109 Rules. The commissioner may adopt rules pursuant to chapter...

431:10H-101 Purpose. - Note See table at end of this Article for derivation...

431:10H-102 Scope. - §431:10H-102 Scope. The requirements of this article shall apply to...

431:10H-103 Short title. - §431:10H-103 Short title. This article may be known and cited...

431:10H-104 Definitions. - §431:10H-104 Definitions. As used in this article, unless the context...

431:10H-105 Extraterritorial jurisdiction; group policies. - §431:10H-105 Extraterritorial jurisdiction; group policies. No group long-term insurance coverage...

431:10H-106 Rules. - §431:10H-106 Rules. The commissioner may adopt rules that include standards...

431:10H-106.5 Producer training requirements. (a) Effective on the date that is one year following the enactment by the State of legislation establishing the long-term care partnership program as provided in title VI, section 6021 of the Federal Defi... - §431:10H-106.5 Producer training requirements. (a) Effective on the date that...

431:10H-107 Basic standards. - §431:10H-107 Basic standards. No long-term care insurance policy may: (1)...

431:10H-108 Preexisting conditions--group and individual policies. - §431:10H-108 Preexisting conditions--group and individual policies. (a) No long-term care...

431:10H-109 Prior hospitalization; prior institutionalization. - §431:10H-109 Prior hospitalization; prior institutionalization. (a) No long-term care insurance...

431:10H-110 Loss ratio standards; factors; commissioner approval. - §431:10H-110 Loss ratio standards; factors; commissioner approval. The commissioner may...

431:10H-111 Right to return; free look provision. - §431:10H-111 Right to return; free look provision. Long-term care insurance...

431:10H-112 Outline of coverage required. - §431:10H-112 Outline of coverage required. (a) An outline of coverage...

431:10H-113 Group policy certificate requirements. - §431:10H-113 Group policy certificate requirements. A certificate issued pursuant to...

431:10H-114 Life insurance policies offering long-term care benefits. - §431:10H-114 Life insurance policies offering long-term care benefits. (a) At...

431:10H-115 Incontestability period--group and individual policies. - §431:10H-115 Incontestability period--group and individual policies. (a) For a policy...

431:10H-116 Nonforfeiture benefits. - §431:10H-116 Nonforfeiture benefits. (a) Except as provided in subsection (b),...

431:10H-116.5 Delivery of the contract or certificate of insurance. - §431:10H-116.5 Delivery of the contract or certificate of insurance. If...

431:10H-116.6 Denial of claims; compliance requirements. - §431:10H-116.6 Denial of claims; compliance requirements. (a) If a claim...

431:10H-117 Authority to adopt rules. - §431:10H-117 Authority to adopt rules. The commissioner may adopt reasonable...

431:10H-201 Policy definitions. - §431:10H-201 Policy definitions. (a) No long-term care insurance policy delivered...

431:10H-202 Renewability. - §431:10H-202 Renewability. (a) The terms "guaranteed renewable" and "noncancellable" shall...

431:10H-202.5 Licensing. - §431:10H-202.5 Licensing. A producer is not authorized to sell, solicit,...

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Hawaii Revised Statutes Title 24. Insurance 431. Insurance Code

Hawaii Revised Statutes
Title 24. Insurance
431. Insurance Code