Georgia Code
Chapter 4 - Actions Against Insurance Companies
§ 33-4-6. Liability of Insurer for Damages and Attorney’s Fees; Notice to Commissioner and Consumers’ Insurance Advocate

History. Ga. L. 1872, p. 43, § 1; Code 1873, § 2850; Code 1882, § 2850; Civil Code 1895, § 2140; Civil Code 1910, § 2549; Code 1933, § 56-706; Code 1933, § 56-1206, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1962, p. 712, § 1; Ga. L. 2001, p. 784, § 1; Ga. L. 2015, p. 1088, § 21/SB 148; Ga. L. 2016, p. 864, § 33/HB 737.
Cross references.
Imposing administrative fine for acts of representatives, including refusal to pay claims without cause, § 33-3-20 .
Liability of unauthorized foreign or alien insurer failing to pay according to terms of insurance contract, § 33-5-58 .
Liability for failing or refusing in bad faith to pay under uninsured motorist coverage, § 33-7-11(j) .
Prompt payment of health benefit claims, § 33-24-59.5 .
Code Commission notes.
Pursuant to Code Section 28-9-5, in 2001, “first-class mail” was substituted for “first class mail” in subsection (b).
Law reviews.
For article surveying recent legislative and judicial developments regarding Georgia’s insurance laws, see 31 Mercer L. Rev. 117 (1979).
For article discussing Georgia provisions concerning damages for insurer’s failure to pay first-party claims, see 14 Ga. L. Rev. 497 (1980).
For article surveying Georgia cases in the area of insurance from June 1979 through May 1980, see 32 Mercer L. Rev. 79 (1980).
For article discussing imposition of liability on insurer, “The Liability Insurance Policy — Above and Beyond Coverage: Extra-Contractual Rights and Duties,” see 22 Ga. St. B.J. 134 (1986).
For annual survey of insurance law, see 42 Mercer L. Rev. 259 (1990).
For article, “Insurance,” see 53 Mercer L. Rev. 281 (2001).
For article, “Bad Faith in Insurance Claim Handling in Georgia: An Overview and Update,” see 9 Ga. St. B.J. 10 (2003).
For annual survey of insurance law, see 56 Mercer L. Rev. 253 (2004).
For survey article on insurance law, see 59 Mercer L. Rev. 195 (2007).
For annual survey on insurance, see 61 Mercer L. Rev. 179 (2009).
For article, “What Does ERISA Have to do with Insurance?,” see 14 (No. 7) Ga. St. B.J. 19 (2009).
For annual survey on insurance law, see 64 Mercer L. Rev. 151 (2012).
For annual survey on insurance law, see 66 Mercer L. Rev. 93 (2014).
For annual survey of insurance law, see 67 Mercer L. Rev. 73 (2015).
For article, “An Insurer’s Duty to Settle: The Law in Georgia,” see 22 Ga. St. B.J. 19 (Aug. 2016).
For article, “The Peculiarities of Georgia Insurance Law,” see 24 Ga. St. B.J. 18 (April 2019).
For article with annual survey on insurance law, see 73 Mercer L. Rev. 119 (2021).
For note, “Wrongful Refusal to Pay Insurance Claims in Georgia,” see 13 Ga. L. Rev. 935 (1979).
For note on the 2001 amendment to this Code section, see 18 Ga. St. U.L. Rev. 167 (2001).
For comment on Life & Cas. Ins. Co. v. Freemon, 80 Ga. App. 443 , 56 S.E.2d 303 (1949), see 12 Ga. B.J. 337 (1950).
For comment on Spicer v. American Home Assurance Co., 292 F. Supp. 27 (N.D. Ga. 1967), see 6 Ga. St. B.J. 225 (1969).