All forms, including policies, certificates of insurance, notices of proposed insurance, applications for insurance, binders, endorsements, and riders, together with the schedule of premiums therefor and the applicable maximum identifiable charges to debtors shall be filed with the Commissioner. The procedure for filing and approval of forms shall be in accordance with Code Section 33-24-9. The Commissioner shall disapprove any form filed or withdraw any previous approval of such form if the benefits provided in such form are not reasonable in relation to the premium charges or if it contains provisions which are unjust, unfair, inequitable, misleading, deceptive, or which encourage misrepresentation of the policy.
History. Code 1933, § 56-3307, enacted by Ga. L. 1960, p. 289, § 1.
Structure Georgia Code
Chapter 31 - Credit Life Insurance and Credit Accident and Sickness Insurance
§ 33-31-2. Applicability of Chapter
§ 33-31-3. Issuance of Policies Generally
§ 33-31-4. Amount of Insurance
§ 33-31-5. Date Insurance Becomes Effective; Duration and Termination of Insurance
§ 33-31-6. Requirements as to Issuance or Delivery of Policies Generally
§ 33-31-8. Filing of Forms With Commissioner; Approval or Disapproval
§ 33-31-9. Premiums; Refunds and Credits
§ 33-31-10. Filing and Settlement of Claims Generally; Manner of Payment of Claims