Georgia Code
Chapter 25 - Life Insurance
§ 33-25-7. Effect of Incontestable Clause

A clause in any policy of life insurance which provides that the policy shall be incontestable after a specified period shall preclude only a contest of the validity of the policy and shall not preclude the assertion at any time of defenses based upon provisions in the policy which exclude or restrict coverage, whether or not the restrictions or exclusions are excepted in the clause.
History. Code 1933, § 56-2509, enacted by Ga. L. 1960, p. 289, § 1.
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For note, “Incontestability Clauses in Georgia Insurance Contracts,” see 13 Ga. L. Rev. 850 (1979).

Structure Georgia Code

Georgia Code

Title 33 - Insurance

Chapter 25 - Life Insurance

§ 33-25-1. “Contract of Life Insurance” Defined

§ 33-25-2. Inclusion of Application for Insurance or Constitution, Bylaws, or Other Rules of Insurer in Policies; Receipt in Evidence

§ 33-25-3. Required Policy Provisions Generally

§ 33-25-3.1. Policy Loan Interest Rates on Life Insurance Policies; Definitions; Construction and Applicability

§ 33-25-4. Required Nonforfeiture Provisions

§ 33-25-5. Inclusion of Provisions Excluding or Restricting Liability for Death

§ 33-25-6. When Issuance of Participating and Nonparticipating Policies Permissible

§ 33-25-7. Effect of Incontestable Clause

§ 33-25-8. Right of Person to Whom Policy or Contract Issued to Return Policy or Contract and Receive Premium Refund; Effect of Return; Proof of Return

§ 33-25-9. Issuance or Delivery of Life Insurance Policies as Part of or in Combination With Other Contracts, Agreements, or Plans

§ 33-25-10. Payment of Interest on Proceeds or Payments Under Policies

§ 33-25-11. Cash Surrender Value and Proceeds of Life Insurance Policies and Annuity Contracts Not Liable to Attachment, Garnishment, or Legal Process in Favor of Creditors; Proceeds Becoming Part of Insured’s Estate

§ 33-25-12. Contesting of Policy After Reinstatement

§ 33-25-13. Receipt of Benefits From Insurance Policy of Deceased by Person Found Guilty of Committing Murder or Voluntary Manslaughter

§ 33-25-14. Unclaimed Life Insurance Benefits; Purpose; Definitions; Insurer Conduct

§ 33-25-15. Insurer Prohibited From Penalizing Agent for Apprising Policy Owner of Alternatives to Lapse or Surrender of Individual Life Insurance Policy