Georgia Code
Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters
§ 33-23-43.2. Requirements for Public Adjuster Contracts

History. Code 1981, § 33-23-43.1 , enacted by Ga. L. 2014, p. 181, § 5/HB 610; Ga. L. 2015, p. 5, § 33/HB 90; Ga. L. 2019, p. 386, § 20/SB 133; Ga. L. 2020, p. 493, § 33/SB 429; Code 1981, § 33-23-43.2 , as redesignated by Ga. L. 2021, p. 365, § 3/HB 254.
The 2019 amendment, effective July 1, 2019, in paragraph (c)(2), substituted “contract shall” for “contract will” in the middle, and substituted “rescission” for “cancellation” near the end.
The 2020 amendment, effective July 29, 2020, part of an Act to revise, modernize, and correct the Code, substituted “email” for “e-mail” in paragraph (a)(2).
The 2021 amendment, effective July 1, 2021, redesignated former Code Section 33-23-43.1 as this Code section; added subsection (a); redesignated former subsections (a) through (d) as present subsections (b) through (e), respectively; in subsection (b), substituted “department” for “Department of Insurance,” in paragraph (b)(1) and substituted “department” for “Department of Insurance” in paragraph (b)(3), deleted “and” at the end of paragraph (b)(9), substituted “adjuster, as explicitly permitted by subsection (d) of Code Section 33-23-43.7; and” for “adjuster.” at the end of subparagraph (b)(10)(C), and added paragraph (b)(11); in subsection (c), deleted “or” at the end of paragraph (c)(4), substituted a semicolon for a period at the end of paragraph (c)(5), and added paragraphs (c)(6) and (c)(7); in subsection (d), substituted “email address” for “e-mail address” near the end of paragraph (d)(1); in subsection (e), substituted “department” for “Commissioner of Insurance” at the end; and added subsection (f).
Editor’s notes.
Ga. L. 2021, p. 365, § 5/HB 254, effective July 1, 2021, redesignated former Code Section 33-23-43.2, relating to standard of conduct for public adjusters, as present Code Section 33-23-43.9.

Structure Georgia Code

Georgia Code

Title 33 - Insurance

Chapter 23 - Licensing

Article 1 - Agents, Agencies, Subagents, Counselors, and Adjusters

§ 33-23-1. Definitions

§ 33-23-1.1. Counselor’s Additional Ancillary Services Considered a Separate Transaction

§ 33-23-3. Agency Licensing and Biennial Renewals; Ownership Restrictions

§ 33-23-4. License Required; Restrictions on Payment or Receipt of Commissions; Positions Indirectly Related to Sale, Solicitation, or Negotiation of Insurance Excluded From Licensing Requirements

§ 33-23-5. Qualifications and Requirements for License

§ 33-23-5.1. Conviction Data

§ 33-23-6. Bond Requirements for Applicants for Adjuster’s License

§ 33-23-7. Bond Requirement for Applicants for Counselor’s License

§ 33-23-8. Form and Contents of License Application; Fees

§ 33-23-9. Study Materials for Applicants

§ 33-23-10. Examination of Applicants

§ 33-23-11. Issuance and Contents of License; Display Certificate of Licensure

§ 33-23-12. Limited Licenses

§ 33-23-13. Temporary Licenses

§ 33-23-14. Probationary Licenses

§ 33-23-15. Additional Licenses

§ 33-23-16. Licensing of Nonresidents

§ 33-23-17. Registration of Nonresident Representatives to Represent Life Insurers in Military Installations in Foreign Countries

§ 33-23-18. Issuance of License on Biennial Basis; Filing for Renewal; Continuing Education Requirements

§ 33-23-19. Placing of License on Inactive Status; Subsequent Revocation

§ 33-23-20. Effect of License Suspension or Placement of License on Inactive Status

§ 33-23-21. Grounds for Refusal, Suspension, or Revocation of License

§ 33-23-21.1. Licensing for Educational Borrowers in Default

§ 33-23-22. Notice of Suspension or Revocation of License; Hearing; Appeals

§ 33-23-23. Limitation on Application After Refusal or Revocation of License; Effect of Surrender of License Under Written Consent Order

§ 33-23-24. Permits and Licenses Not Transferable

§ 33-23-25. Place of Business

§ 33-23-26. Agent’s Certificate of Authority

§ 33-23-27. Subagent’s Certificate of Authority

§ 33-23-28. Scope of Subagent’s Authority; Record of Transactions

§ 33-23-29. Authority of Agent to Act as Adjuster; Nonresident Adjusters; Reciprocal Agreements

§ 33-23-29.1. Licensing of Nonresident Counselors

§ 33-23-30. Restrictions on Signing by Agents

§ 33-23-31. Risk Situs; Service on Nonresidents; Venue of Action

§ 33-23-32. Countersigning by Resident Agents Not Required Generally; Exceptions; Commissions

§ 33-23-33. Duty of Licensees to Provide Current Information of Names and Addresses

§ 33-23-34. Records of Transactions

§ 33-23-35. Reporting and Disposition of Premiums

§ 33-23-36. Inquiry Into Illegal or Improper Conduct

§ 33-23-37. Licensing of Surplus Lines Broker; Application; Bond; Written Examination

§ 33-23-38. Placing Insurance Beyond Scope of License or With Nonlicensed Insurers Prohibited; Restrictions on Sharing Commissions; Penalty for Violation

§ 33-23-39. Placing of Insurance Through Unlicensed Agent Prohibited; Exception Relating to Construction Project Bid Bonds

§ 33-23-40. Contracts Issued by Unauthorized Persons Not Rendered Unenforceable

§ 33-23-41. Liability and Penalties for Unauthorized Acts

§ 33-23-42. Performing Acts for Unauthorized Insurer

§ 33-23-43. Authority of Adjusters; Penalty for Violation

§ 33-23-43.1. Representing Oneself as Public Adjuster; When License Not Required

§ 33-23-43.2. Requirements for Public Adjuster Contracts

§ 33-23-43.3. Compensation of Adjusters; Criteria for Written Endorsement of Payment

§ 33-23-43.4. Proof of Financial Responsibility

§ 33-23-43.5. Complete Record of Transactions; Retention and Examination

§ 33-23-43.6. Funds Held in Fiduciary Capacity; Authorization for Disclosure

§ 33-23-43.7. Advertisements; Deceptive or Misleading Ads; Required Disclaimer

§ 33-23-43.8. Prohibited Acts of Adjusters

§ 33-23-43.9. Standard of Conduct for Public Adjusters

§ 33-23-43.10. Denial, Suspension, or Revocation of License; Notice and Hearing

§ 33-23-44. Rules and Regulations

§ 33-23-46. Compensation of Licensed Counselors; Disclosure; Exceptions